Hillsborough County property record for 3204 E Elm St, Tampa, FL 33610
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,336 sqft · built 1957 |
| Lot Size | 0.16 acres (6,963 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $425 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 151180-0000 |
| Primary APN | 151180-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,387 sqft |
| 1st Floor Area | 1,336 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,963 sqft (0.16 acres) |
| Lot Dimensions | 101 ft deep x 70 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 297 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1511800000 |
|---|---|
| Street Address | 3204 E ELM ST |
| City | TAMPA |
| State | FL |
| Zip | 33610-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-60 |
| Legal Description | RIVER GROVE ESTATES LOT 18 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 28S |
| Legal Section | 32 |
| Legal Subdivision | RIVER GROVE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1002 |
3204 E Elm St is owned and occupied by two individuals who acquired it in September 2024.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 WAREHOUSE RD, 10308, ORLANDO, FL 32803-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2024 |
| Transfer Doc | 0000410397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3204 E ELM ST, TAMPA, FL 33610-1539 |
| Document Number | 0254891163 |
| Instrument Date | Dec 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3204 E ELM ST TAMPA FL 336101539, TAMPA, FL 33610-1539 |
| Document Number | 0254891163 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 025489/001163 |
| Instrument | 16231 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3204 E Elm St was $425 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,940 (+2.7%) | $169,460 (+3.8%) Land $64,266 Building $105,194 | |
| 2025 | $425.00 Homeowner's exemption Widower's exemption | $42,785 | $163,259 Land $60,696 Building $102,563 |
| 2023 | $435.00 (+4.82%) Homeowner's exemption | $38,768 (+3%) | $166,844 (+3.09%) Land $57,126 Building $109,718 |
| 2022 | $415.00 Homeowner's exemption | $37,639 | $161,840 Land $49,985 Building $111,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3204 E Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1985–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3204 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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