3204 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3204 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,146 sqft · built 2015
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$735,000 (Mar 2018)
Tax Bill$4,538 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN235NB012

Property Details

APN / Parcel Number

Primary APN235NB012
Alternative APNs
  • 206618400212
  • 80069243
  • 80134213

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,146 sqft Heated Area
Gross Area2,760 sqft
FlooringHardwood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80134213
Street Address3204 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-2 B-25 S-2 PLAT 1/96-99
Legal Block25
Legal Lot Number2
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1042
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23 POMONA LN, SPRING VALLEY, NY 10977-1112
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING
Nov 8, 2022Warranty Deed, Transfer
Mar 2, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2018 · Amount on Record
Deed SaleMar 2, 2018 · Amount on Record
Prior SaleDec 1, 2014 · Amount on Record
Deed Book / Page4024 / 73
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address3204 E BEACH DR, OAK ISLAND, NC 28465
Transaction TypeMortgage
Record UpdatedJan 20, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 POMONA LN, SPRING VALLEY, NY 10977-1112

Mortgage

Document Number0054841333
DateJan 6, 2026
Book Page5484/1333
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 8, 2022
Property Address3204 E BEACH DR, OAK ISLAND, NC 28465
Document Number0049350600
Book / Page4935 / 600
Map ReferencePG 96-99
Instrument DateOct 28, 2022
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 POMONA LN, SPRING VALLEY, NY 10977-1112

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMar 2, 2018
Property Address3204 E BEACH DR, OAK ISLAND, NC 28465
Document Number0040240073
Book / Page004024 / 000073
Instrument DateMar 1, 2018
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3350 SCHOONER LN CLOVER SC 297109018, CLOVER, SC 29710-9018

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,154,500 (-) Land $445,000 Building $709,500$1,154,500 (-) Land $445,000 Building $709,500
2025$4,538.00$1,154,500 (+1.58%) Land $445,000 Building $709,500$1,154,500 (+1.58%) Land $445,000 Building $709,500
2023$1,136,500 Land $445,000 Building $691,500$1,136,500 Land $445,000 Building $691,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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