Jefferson County property record for 3204 Central Ave, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.201 acres (8,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (May 2026) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-406-008 |
| Primary APN | 06-25-406-008 |
|---|
| Lot Area | 8,766 sqft (0.201 acres) |
|---|
| Street Address | 3204 CENTRAL AVE |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY HTS SUB II(L 90 - 156) LOT 93 |
| Legal Subdivision | COUNTRY HTS SUB |
| Legal Lot Number | 93 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50600 |
3204 Central Ave is owned and occupied by an individual who bought it in May 2026.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 28, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST MID BANK AND TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 20261629 |
| Prior Transfer Date | Aug 21, 2006 |
| Prior Transfer Doc | 200605534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | May 7, 2026 |
| Property Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Document Number | 0202601629 |
| Instrument Date | May 5, 2026 |
| Instrument | 20261629 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | HEARTLAND TITLE AND ESCROW, HEARTLAND TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,847.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Document Number | 0000001630, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20261630 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | May 7, 2026 |
| Property Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Document Number | 0000001629 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.1629 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | HEARTLAND TITLE AND ESCROW, HEARTLAND TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,847.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Document Number | 0000001630, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026..1630 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Jun 28, 2019 |
| Property Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Document Number | 201902874 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 201902874 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 CENTRAL AVE, MOUNT VERNON, IL 62864-2388 |
| Investor | Possibly a Property Investor |
| Document Number | 201902875 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 201902875 |
| Name | FIRST MID BANK AND TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 1, 2024 |
| Max Rate At Change | 2.75% |
The 2025 property tax bill for 3204 Central Ave was $1,668 with a homeowner's exemption, up 3.4% from the year before.
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,668.00 (+3.41%) Homeowner's exemption | $27,187 (+8%) Land $5,109 Building $22,078 | $81,561 (+8%) Land $15,327 Building $66,234 |
| 2024 | $1,613.00 | $25,174 Land $4,731 Building $20,443 | $75,522 Land $14,193 Building $61,329 |
| 2022 | $20,437 Land $4,638 Building $15,799 | $61,311 Land $13,914 Building $47,397 | |
| 2021 | $1,333.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3204 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3204 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures