3204 Bluff Blvd, Holiday, FL 34691 Property Records

Pasco County property record for 3204 Bluff Blvd, Holiday, FL 34691

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,449 sqft · built 1979
Lot Size0.517 acres (22,500 sqft)
Owner2 Individual Names on File
Last Sale$181,000 (Jul 2002)
Tax Bill$3,016 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN23-26-15-0020-00000-0260

Property Details

APN / Parcel Number

Primary APN23-26-15-0020-00000-0260
Alternative APNs
  • 1526230020000000260
  • 2204211

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,449 sqft Living Area
Gross Area1,869 sqft
1st Floor Area1,269 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,500 sqft (0.517 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area1,500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area240 sqft
Shed1 Shed
Shed Area1 sqft
Loading Dock1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3204 BLUFF BLVD
CityHOLIDAY
StateFL
Zip34691-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBAILEYS BLUFF ESTS 2 PB 4 PG 106 LOT 26 OR 5007 PG 349
Legal Range15E
Legal Township26S
Legal Section23
Legal SubdivisionBAILEYS BLUFF ESTATES
Legal Tract20
Legal Lot Number26
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2003
Census Tract30404

Owner

3204 Bluff Blvd is owned and occupied by two individuals who bought it in July 2002.

Source: Pasco County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3204 BLUFF BLVD, HOLIDAY, FL 34691-9713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2002 · Amount on File
Deed SaleJul 15, 2002 · Amount on File
Deed Book / Page5007 / 349
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3204 BLUFF BLVD, HOLIDAY, FL 34691-9713
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 BLUFF BLVD 34691, 34691, HOLIDAY, FL 34691-9713

Mortgage

Document Number0107470463
DateJan 9, 2023
Book Page10747/463
Instrument2023003045
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 8, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3204 BLUFF BLVD, HOLIDAY, FL 34691-9713
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103360931
DateApr 30, 2021
Book Page10336/931
Instrument2021088254
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3204 BLUFF BLVD, HOLIDAY, FL 34691-9713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096691755
DateJan 26, 2018
Book Page9669/1755
Instrument2018014868
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3204 Bluff Blvd was $3,016 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,110 (+2.9%)$414,020 (-1.19%) Land $192,225 Building $221,795
2025$3,016.00 Homeowner's exemption$208,080 Land $192,225 Building $15,855$419,025 Land $192,225 Building $226,800
2023$2,825.00 (+11.57%) Additional exemption filed$196,330 (+3%) Land $192,225 Building $4,105$440,791 (+26.17%) Land $192,225 Building $248,566
2022$2,532.00 Homeowner's exemption$190,620 Land $171,925 Building $18,695$349,360 Land $171,925 Building $177,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 Bluff Blvd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 160 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims90 (1978–2024)
Claims Outside the SFHA3 of 90
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 27 claims
  • Hurricane Idalia, Aug 2023 · 5 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 Bluff Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35

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