Winnebago County property record for 3203 Summerwind, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,955 sqft · built 1978 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2020) |
| Tax Bill | $4,271 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155A075 |
| Primary APN | 155A075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| Gross Area | 3,220 sqft |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 1,379 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 803 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3203 SUMMERWIND |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61114-6661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BROWNS CREEK SUB NO 3 NE 1/4 SEC 11-44-2 LOT 065 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 11 |
| Legal Subdivision | BROWNS CREEK SUB NO 3 |
| Legal Lot Number | 065 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512 |
3203 Summerwind is owned and occupied by an individual who bought it in September 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 SUMMERWIND, ROCKFORD, IL 61114-6661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MTG |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BK |
| Oct 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Apr 20, 1998 · Amount on File |
| Deed Document Number | 202027854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 21, 2020 |
| Property Address | 3203 SUMMERWIND, ROCKFORD, IL 61114-6661 |
| Document Number | 0001027854 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 1027854 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 SUMMERWIND ROCKFORD IL 611146661, ROCKFORD, IL 61114-6661 |
| Document Number | 1027855 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 1027855 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3203 SUMMERWIND, ROCKFORD, IL 61114-6661 |
| Document Number | 0001027753 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | MAGNUS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3203 SUMMERWIND ROCKFORD IL 611146661, ROCKFORD, IL 61114-6661 |
| Document Number | 0001027753 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 1027753 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 24, 2038 |
| Rate | 4.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 18, 2017 |
| Property Address | 3203 SUMMERWIND, ROCKFORD, IL 61114-6661 |
| Document Number | 0001033675 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 1033675 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 SUMMERWIND ROCKFORD IL 611146661, ROCKFORD, IL 61114-6661 |
The 2025 property tax bill for 3203 Summerwind was $4,271 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,271.00 | $65,827 Land $7,805 Building $58,022 | $197,481 Land $23,415 Building $174,066 |
| 2022 | Homeowner's exemption | $46,558 Land $5,520 Building $41,038 | $139,674 Land $16,560 Building $123,114 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3203 Summerwind in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Summerwind is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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