3203 S Island Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 3203 S Island Rd, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2017)
Tax Bill	$932 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0500550030.08.00`

Property Details

APN / Parcel Number

Primary APN	`0500550030.08.00`
Alternative APNs	`05-0055-030-08-00` `24678`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	24678
Old Parcel Number	0500550030.08.00
Street Address	3203 S ISLAND RD
City	GEORGETOWN
State	SC
Zip	29440-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & 9 HUTTO & BERRY; PLT 2844-223
Legal Subdivision	HUTTO & BERRY
Legal Lot Number	8-9 9
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1043
Census Tract	920701

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3203 SOUTH ISLAND RD, GEORGETOWN, SC 29440-7825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Feb 1, 2017	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS BANK
Feb 1, 2017	Grant Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on Record
Deed Sale	Feb 3, 2017 · Amount on Record
Prior Sale	Dec 6, 2007 · Amount on Record
Deed Document Number	0002966126
Deed Book / Page	2966 / 126
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	02966/0126
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825

Mortgage

Document Number	RB4922/0337
Date	Nov 17, 2025
Book Page	RB4922/337
Instrument	2025011520

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	124 E MAIN ST, OLANTA, SC 29114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2035

Interest

Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03842/0266
Date	Aug 6, 2020
Book Page	3842/266
Instrument	202000008489

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	PAWLEYS ISLAND, SC 29585

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 1, 2017
Property Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825
Document Number	02966/0126
Book / Page	2966 / 126
Map Reference	MB109 PG5A
Instrument Date	Jan 31, 2017
Instrument	201700001080
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825

Mortgage

Document Number	0002966131
Date	Feb 1, 2017
Instrument	2966/131

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 1, 2017
Property Address	3203 S ISLAND RD, GEORGETOWN, SC 29440-7825
Document Number	2966/0120
Book / Page	002966 / 000120
Instrument Date	Jan 31, 2017
Instrument	1079
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3203 S ISLAND RD GEORGETOWN SC 294407825, GEORGETOWN, SC 29440-7825
Investor	Possibly a Property Investor

Mortgage

Document Number	2966/0131
Date	Feb 1, 2017
Book Page	002966/000131
Instrument	1081

Lender

Name	CITIZENS BK
Type	Bank
Address	SUMTER, SC 29150

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2032

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+14.08%)	$3,911 (+15.03%) Land $1,403 Building $2,508	$111,500 (+31.18%) Land $40,000 Building $71,500
2023	$817.00 (+9.08%)	$3,400 (-) Land $1,540 Building $1,860	$85,000 (-) Land $38,500 Building $46,500
2022	$749.00	$3,400 Land $1,540 Building $1,860	$85,000 Land $38,500 Building $46,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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