Delaware County property record for 3203 S Elm St, Muncie, IN 47302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1957 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,400 (Jul 2017) |
| Tax Bill | $583 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-22-356-024.000-003 |
| Primary APN | 18-11-22-356-024.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 1,000 ft deep x 620 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 22 356 024 000 |
|---|---|
| Street Address | 3203 S ELM ST |
| City | MUNCIE |
| State | IN |
| Zip | 47302-5637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN TERRACE LOT 36 |
| Legal Subdivision | SOUTHERN TERRACE |
| Legal Lot Number | 36 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1600 |
3203 S Elm St is owned and occupied by an individual who bought it in July 2017.
Source: Delaware County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 S ELM ST, MUNCIE, IN 47302-5637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on File |
| Deed Sale | Jul 11, 2017 · Amount on File |
| Prior Sale | May 19, 2016 |
| Deed Document Number | 20178760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Jul 11, 2017 |
| Property Address | 3203 S ELM ST, MUNCIE, IN 47302-5637 |
| Document Number | 2017R08760 |
| Map Reference | PB 7 PG 73 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 2017R08760 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 S ELM ST, MUNCIE, IN 47302-5637 |
| Investor | Possibly a Property Investor |
| Document Number | 2017R08761 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017R08761 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 2017R08764 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017R08764 |
| Name | CITY OF MUNCIE |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3203 S Elm St was $583, down 12.7% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583.00 (-12.72%) | $68,000 Land $7,600 Building $60,400 | $68,000 Land $7,600 Building $60,400 |
| 2024 | $668.00 (-1.33%) | ||
| 2023 | $677.00 (+16.93%) | $55,000 (-3.34%) Land $7,600 Building $47,400 | $55,000 (-3.34%) Land $7,600 Building $47,400 |
| 2022 | $579.00 (+8.83%) Homeowner's exemption | $56,900 Land $7,600 Building $49,300 | $56,900 Land $7,600 Building $49,300 |
| 2021 | $532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 S Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3203 S Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
May also be available: Mercury Fiber, T-Mobile, Verizon.
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