3203 Osage Bend Rd, Jefferson City, MO 65101 Property Records

Cole County property record for 3203 Osage Bend Rd, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 2023
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-09-0000-002-005003`

Property Details

APN / Parcel Number

Primary APN	`20-02-09-0000-002-005003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Basement Area	1,104 sqft
Finished Basement	1,104 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	219,107 sqft (5.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3203 OSAGE BEND RD
City	JEFFERSON CITY
State	MO
Zip	65101-9891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW QTR DESC AS TRACT 3 ON SURVEY B-392
Legal Range	11W
Legal Township	42N
Legal Section	09
Legal Tract	3
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3031
Census Tract	20200

Owner

3203 Osage Bend Rd is owned and occupied by two individuals who acquired it in August 2022.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Mar 7, 2023	Deed of Trust, Mortgage THE CENTRAL TRUST BANK
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
May 19, 2025	Deed of Trust, Mortgage · Line of Credit THE CENTRAL TRUST BANK
Sep 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Sep 22, 2021
Deed Book / Page	742 / 175
Prior Transfer Date	Aug 3, 2022
Prior Transfer Doc	0742000175
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000754/881
Date	Nov 21, 2023
Book Page	754/881
Instrument	202309151

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000748/52
Date	Mar 7, 2023
Book Page	748/52
Instrument	202301661

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000774/597
Date	Nov 6, 2025
Book Page	774/597
Instrument	202509582

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000769/466
Date	May 19, 2025
Book Page	769/466
Instrument	202503989

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 18, 2045

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 22, 2021
Property Address	3203 OSAGE BEND RD, JEFFERSON CITY, MO 65101-9891
Document Number	000731/108
Book / Page	731 / 108
Instrument Date	Sep 9, 2021
Instrument	20221506
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 SCHUMATE CHAPEL RD, JEFFERSON CITY, MO 65109-0515

Mortgage

Document Number	0020221507
Date	Sep 22, 2021
Instrument	20221507

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Osage Bend Rd was $4,427.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,400 (+1.61%) Land $8,000 Building $73,400
2025	$4,427.00	$80,110 Land $7,600 Building $72,510	$428,400 Land $42,000 Building $386,400
2023		$80 Land $80	$700 Land $700
2022	$4.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Osage Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Osage Bend Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: AT&T, Brightspeed, Mediacom Xtream, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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