3203 Oak Ridge Dr, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 3203 Oak Ridge Dr, Jackson, MO 63755

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,911 sqft · built 1997
Lot Size0.611 acres (26,615 sqft)
OwnerIndividual Name on Record
Tax Bill$2,053 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN151020018010000000

Property Details

APN / Parcel Number

Primary APN151020018010000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,911 sqft Living Area
Basement Area1,895 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Construction TypeFrame
Lot Area26,615 sqft (0.611 acres)
Lot Dimensions200 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3203 OAK RIDGE DR
CityJACKSON
StateMO
Zip63755-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 RIDGE SUBD UNIT III 18/047
Legal Range13E
Legal Township31S
Legal Section05
Legal SubdivisionRIDGE SUBD
Legal Lot Number6
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionBYRD
Census Block Group2
Census Block2017
Census Tract880501

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Line of Credit
BANTERRA BANK
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE BANK
Apr 18, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2025
Deed SaleNov 19, 2025
Deed Document Number20259697
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Recording DateAug 27, 2026
Property Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328
Document Number0000007655
Instrument DateAug 21, 2026
Instrument20267655
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328

Mortgage

Document Number0000007655,
DateAug 27, 2026
Instrument20267655
Lender
NameBANTERRA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 21, 2046
Interest
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202102164
DateFeb 18, 2021
Instrument2021-02164
Lender
NameALLIANCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAPE GIRARDEAU MO
Recording DateApr 18, 2024
Property Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328
Document Number0202402838
Map ReferenceBK 1341 PG 49
Instrument DateApr 17, 2024
Instrument2024-02838
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 OAK RIDGE DR, JACKSON, MO 63755-3328

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityJackson City
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,170 (-) Land $6,220 Building $33,950$211,389 (-) Land $32,731 Building $178,658
2025$2,053.00 (+5.12%)$40,170 (+5.02%) Land $6,220 Building $33,950$211,389 (+5%) Land $32,731 Building $178,658
2023$1,953.00$38,250 Land $5,920 Building $32,330$201,322 Land $31,172 Building $170,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON PWS
serves 15,000 people · EPA ID MO4010404
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Big River Broadband
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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