3203 Niagara St, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3203 Niagara St, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1957
Lot Size	0.226 acres (9,888 sqft)
Owner	Company Name on File
Last Sale	$127,000 (Jul 2024)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0052-0408-00`

Property Details

APN / Parcel Number

Primary APN	`510-0052-0408-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3203 NIAGARA ST
City	CINCINNATI
State	OH
Zip	45251-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORALINDA DR 75 X 131.57 IRR LOT 934 NORTHBROOK SUB BLK T
Legal Subdivision	NORTHBROOK SUB
Legal Block	T
Legal Lot Number	934
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2008
Census Tract	20741

Owner

3203 Niagara St is owned by a company that bought it in July 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	5088 SANDY LN, FAIRFIELD, OH 45014-2736
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Commercial Mortgage IL LENDING LLC
Jul 15, 2024	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Document Number	2024-0048455
Deed Book / Page	15207 / 1004
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3203 NIAGARA ST, CINCINNATI, OH 45251-2142
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9811 FARMSTEAD DR, LOVELAND, OH 45140-4426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021945
Date	Mar 28, 2025
Book Page	15383/1472
Instrument	2025-0021945

Lender

Name	IL LENDING LLC
Type	Non-Lending Institution
Address	DOBBS FERRY, NY 10522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 15, 2024
Property Address	3203 NIAGARA ST, CINCINNATI, OH 45251-2142
Document Number	0000048455
Book / Page	15207 / 1004
Map Reference	MB 89 PG 1&2
Instrument Date	Jul 10, 2024
Instrument	2024-0048455
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5088 SANDY LN, FAIRFIELD, OH 45014-2736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048456
Date	Jul 15, 2024
Instrument	2024-0048456

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Niagara St was $2,094, up 5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00 (+5.02%)	$35,490 (+%) Land $9,992 Building $25,498
2024	$1,994.00 (+1.17%)	$35,489 (-) Land $9,992 Building $25,497
2023	$1,971.00 (+66.89%)	$35,489 (+104.42%) Land $9,992 Building $25,497	$101,400 Land $28,550 Building $72,850
2022	$1,181.00	$17,361 Land $8,810 Building $8,551
2020			$49,600 Land $25,170 Building $24,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3203 Niagara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Niagara St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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