San Joaquin County property record for 3203 Neil Jerome Dr, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 2,411 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,215,000 (Sep 2023) |
| Tax Bill | $15,488 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-840-380-000 |
| Primary APN | 240-840-380-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,411 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3203 NEIL JEROME DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 169 TOWN & COUNTRY TRACT 4007 |
| Legal Subdivision | TOWN & COUNTRY |
| Legal Tract | 4007 |
| Legal Block | 2 |
| Legal Lot Number | 169 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
3203 Neil Jerome Dr is owned and occupied by two individuals who bought it in September 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 20, 2023 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 20, 2023 | Intrafamily Transfer, Transfer |
| Nov 29, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | Nov 29, 2022 · Amount on File |
| Deed Document Number | 202374395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Document Number | 0000006979 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026-006979 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 20, 2023 |
| Property Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Document Number | 0000074395 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023-074395 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Document Number | 0000074396 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023-074396 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Max Rate | 11.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 20, 2023 |
| Property Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Document Number | 0000030551 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023-030551 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1401 FLORIBUNDA AVE APT 103, 103, BURLINGAME, CA 94010-3859 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 29, 2022 |
| Property Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
| Document Number | 0000132946 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022-132946 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3203 NEIL JEROME DR, TRACY, CA 95377-8012 |
The 2026 property tax bill for 3203 Neil Jerome Dr was $15,488, down 15.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,488.00 (-15.13%) | ||
| 2025 | $18,250.00 | $1,239,300 Land $357,000 Building $882,300 | |
| 2023 | $16,818.00 (+198.77%) Homeowner's exemption | $1,141,214 Land $350,000 Building $791,214 | $1,061,460 |
| 2022 | $5,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Neil Jerome Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Neil Jerome Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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