3203 Morgan Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 3203 Morgan Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,060 sqft · built 1993
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$272,500 (Nov 2020)
Tax Bill	$9,064 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-20.-3203`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-20.-3203`
Alternative APN	`308904400000010200003203`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3203 MORGAN DR
City	CARMEL
State	NY
Zip	10512-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Subdivision	COMPRISING HUNTERS GLEN CONDOMINIUM IV
Legal Block	1
Legal Lot Number	20.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4008
Census Tract	11802

Owner

3203 Morgan Dr is owned and occupied by an individual who bought it in November 2020.

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3203 MORGAN DR, CARMEL, NY 10512-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Nov 9, 2011 · Amount on File
Deed Document Number	202094892020
Deed Book / Page	2184 / 72
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 6, 2020
Property Address	3203 MORGAN DR, CARMEL, NY 10512-2620
Document Number	0021840072
Book / Page	002184 / 000072
Instrument Date	Oct 30, 2020
Instrument	9489
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 SCHURZ AVE BRONX NY 104653366, BRONX, NY 10465-3366

Mortgage

Document Number	71890087
Date	Nov 6, 2020
Book Page	007189/000087
Instrument	9490

Lender

Name	REALFI HM FNDG CORP
Address	WHITE PLAINS, NY 10604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,000 Land $2,000 Building $318,000	$320,000 Land $2,000 Building $318,000
2024	$9,064.00
2023		$268,000 (+12.61%) Land $2,000 Building $266,000	$268,000 (+12.61%) Land $2,000 Building $266,000
2022		$238,000 Land $2,000 Building $236,000	$238,000 Land $2,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Morgan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Morgan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Dr

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