3203 E 116th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3203 E 116th St, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,964 sqft · built 1969
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Owner Names on File
Tax Bill	$6,060 (2024)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-204-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-204-003.000-018`
Alternative APN	`1614060204003000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
1st Floor Area	1,499 sqft
2nd Floor Area	1,074 sqft
Basement Area	864 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Gazebo	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614060204003000
Street Address	3203 E 116TH ST
City	CARMEL
State	IN
Zip	46033-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 6, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 1, LOT 71
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	WOODLAND SPRINGS FIRST SECTION
Legal Block	1
Legal Lot Number	71
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	111004

Owner

Source: Hamilton County records · APN 29-14-06-204-003.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3203 E 116TH ST, CARMEL, IN 46033-3240
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 10, 2004
Transfer Doc	0000083480
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3203 E 116TH ST, CARMEL, IN 46033-3240
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 E 116TH ST, CARMEL, IN 46033-3240

Mortgage

Document Number	0000060314
Date	Dec 28, 2022
Instrument	2022060314

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$524,300 (-1.61%) Land $127,300 Building $397,000	$524,300 (-1.61%) Land $127,300 Building $397,000
2024	$6,060.00 (+14.97%)	$532,900 (+10.49%) Land $127,300 Building $405,600	$532,900 (+10.49%) Land $127,300 Building $405,600
2023	$5,271.00 (+8.75%) Homeowner's exemption	$482,300 (+13.83%) Land $76,700 Building $405,600	$482,300 (+13.83%) Land $76,700 Building $405,600
2022	$4,847.00 Homeowner's exemption	$423,700 Land $76,700 Building $347,000	$423,700 Land $76,700 Building $347,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.