3203 Cummings Ln, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 3203 Cummings Ln, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,136 sqft · built 1949
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,595,000 (Oct 2023)
Tax Bill	$13,511 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00616217`

Property Details

APN / Parcel Number

Primary APN	`07-00616217`
Alternative APN	`00616217`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,136 sqft Living Area
1st Floor Area	1,718 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	7,700 sqft (0.177 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00616217
Street Address	3203 CUMMINGS LN
City	CHEVY CHASE
State	MD
Zip	20815-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CHEVY CHASE MANOR
Legal Subdivision	CHEVY CHASE MANOR
Legal Block	C
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3017
Census Tract	705200

Owner

3203 Cummings Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3203 CUMMINGS LN, CHEVY CHASE, MD 20815-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed, Transfer · Conventional Mortgage BUCKINGHAM MORTGAGE LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Aug 6, 2014 · Amount on File
Deed Book / Page	67468 / 328
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 17, 2023
Property Address	3203 CUMMINGS LN, CHEVY CHASE, MD 20815-3241
Document Number	0674680328
Book / Page	67468 / 328
Map Reference	MB 32 PL 2085
Instrument Date	Oct 11, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHASE SETTLEMENTS LLC, CHALET SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 LYNNHURST ST, CHEVY CHASE, MD 20815-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3203 CUMMINGS LN, CHEVY CHASE, MD 20815-3241

Mortgage

Document Number	0067468335
Date	Oct 17, 2023
Instrument	67468/335

Lender

Name	BUCKINGHAM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3203 CUMMINGS LN, CHEVY CHASE, MD 20815-3241
Document Number	0604980114
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 CUMMINGS LN CHEVY CHASE MD 208153241, CHEVY CHASE, MD 20815-3241

Mortgage

Document Number	0604980114
Date	Sep 14, 2020
Book Page	060498/000114

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Cummings Ln was $13,511.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,294,667 (+11.35%)	$1,558,600 (+34.05%) Land $707,100 Building $851,500
2025	$13,511.00	$1,162,700 Land $642,800 Building $519,900	$1,162,700 Land $642,800 Building $519,900
2023		$1,026,767	$1,162,700 Land $642,800 Building $519,900
2022	$10,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Cummings Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1990–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3203 Cummings Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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