3203 Cole Meadows Ct, Festus, MO 63028 Property Records

Jefferson County property record for 3203 Cole Meadows Ct, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,701 sqft · built 2004
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$454,860 (Jan 2026)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-7.0-35.0-0-000-003.11`

Property Details

APN / Parcel Number

Primary APN	`19-7.0-35.0-0-000-003.11`
Alternative APN	`1970350 00311`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	1,801 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	528 sqft
Porch	Open Frame Porch
Porch Area	150 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3203 COLE MEADOWS CT
City	FESTUS
State	MO
Zip	63028-4285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	COLE MEADOWS AT CRYSTAL HIGHLANDS LOT 3
Legal Range	6E
Legal Township	40N
Legal Section	35
Legal Subdivision	COLE MEADOWS AT CRYSTAL HIGHLANDS
Legal Block	2
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2026
Census Tract	701404

Owner

3203 Cole Meadows Ct is owned by an individual who bought it in January 2026.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	6428 SPANISH MOSS DR, PEARLAND, TX 77584-2408
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 2, 2018	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO
Nov 2, 2018	Grant Deed, Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	202676
Prior Transfer Date	Sep 19, 2006
Prior Transfer Doc	0000047331
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 2, 2026
Property Address	3203 COLE MEADOWS CT, FESTUS, MO 63028-4285
Document Number	0000000076
Map Reference	MB 128 PG 28
Instrument Date	Dec 21, 2025
Instrument	2026R-000076
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6428 SPANISH MOSS DR, PEARLAND, TX 77584-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 COLE MEADOWS CT, FESTUS, MO 63028-4285

Mortgage

Document Number	0000000077
Date	Jan 2, 2026
Instrument	2026R-000077

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 2, 2018
Property Address	3203 COLE MEADOWS CT, FESTUS, MO 63028-4285
Document Number	0000033713
Instrument Date	Oct 30, 2018
Instrument	33713
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10125 CROSSTOWN CIR #380 EDEN PRAIRIE MN 553443318, 380, EDEN PRAIRIE, MN 55344-3318
Investor	Possibly a Property Investor

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 2, 2018
Property Address	3203 COLE MEADOWS CT, FESTUS, MO 63028-4285
Document Number	0000033714
Instrument Date	Oct 30, 2018
Instrument	33714
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3203 COLE MEADOWS CT FESTUS MO 630284285, FESTUS, MO 63028-4285

Mortgage

Document Number	33715
Date	Nov 2, 2018
Instrument	33715

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Cole Meadows Ct was $3,119.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,100 (-) Land $7,700 Building $41,400	$258,500 Land $40,700 Building $217,800
2025	$3,119.00	$49,100 Land $7,700 Building $41,400
2024			$258,500 (+4.4%) Land $40,700 Building $217,800
2023	$3,002.00	$47,000 Land $7,700 Building $39,300	$247,600 Land $40,700 Building $206,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3203 Cole Meadows Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Cole Meadows Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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