Bell County property record for 3203 Cayuga Dr, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 2,702 sqft · built 2006 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Oct 2021) |
| Tax Bill | $5,780 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0922950769 |
| Primary APN | 0922950769 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 2,702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 200 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 3203 CAYUGA DR |
|---|---|
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-8663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RIDGE PHASE TWO SECTION 2, BLOCK 002, LOT 0010, ACRES .92 |
| Legal Subdivision | THE RIDGE PHASE TWO SECTION 2 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 21802 |
3203 Cayuga Dr is owned and occupied by an individual who bought it in October 2021.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 CAYUGA DR, HARKER HEIGHTS, TX 76548-8663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Vendor's Lien, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Sep 15, 2006 · Amount on File |
| Deed Document Number | 202170320 |
| Prior Transfer Date | Oct 19, 2021 |
| Prior Transfer Doc | 0000070320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 26, 2021 |
| Property Address | 3203 CAYUGA DR, HARKER HEIGHTS, TX 76548-8663 |
| Document Number | 0000070320 |
| Map Reference | CAB D SL 74-D&75-A |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021070320 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1641 GRAYWOLF CIR, TURLOCK, CA 95382-2891 |
| Document Number | 0000070321 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021070321 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 3, 2019 |
| Property Address | 3203 CAYUGA DR, HARKER HEIGHTS, TX 76548-8663 |
| Document Number | 0000028914 |
| Book / Page | 010906 / 000843 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 28914 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 CAYUGA DR HARKER HEIGHTS TX 765488663, HARKER HEIGHTS, TX 76548-8663 |
The 2025 property tax bill for 3203 Cayuga Dr was $5,780 with exemptions applied.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,780.00 | $480,714 Land $92,173 Building $388,541 | $480,714 Land $92,173 Building $388,541 |
| 2023 | $6,593.00 (-18.59%) Homeowner's exemption Senior Citizen's exemption | $503,986 Land $108,203 Building $395,783 | $503,986 Land $108,203 Building $395,783 |
| 2022 | $8,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Cayuga Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Cayuga Dr is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Brightspeed DSL | 140 / 20 |
May also be available: Nextlink, SOS Communications, Verizon, Western Broadband.
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