3203 Brown Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 3203 Brown Rd, Ferndale, WA 98248

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,040 sqft · built 1995
Lot Size	4.86 acres (212,137 sqft)
Owner	Owner Name on File
Last Sale	$267,280 (Jun 2007)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111954`

Property Details

APN / Parcel Number

Primary APN	`111954`
Alternative APNs	`390111 115230 0000` `86462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	212,137 sqft (4.86 acres)
Deck Area	648 sqft
Storage Building	675 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	111954
Street Address	3203 BROWN RD
City	FERNDALE
State	WA
Zip	98248-5404
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	N 1/2 E 1/2 E 1/2 NW SW-LESS RDS 95 SYLVAN S#09L29042XU 40X26 (TE AF 2070600349)
Legal Range	01
Legal Township	39
Legal Section	11
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2038
Census Tract	10504

Owner

The current owner of 3203 Brown Rd acquired it in June 2007.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Owner Name on File
Mailing Address	3203 BROWN RD, FERNDALE, WA 98248-5404
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit SALAL CU
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit SALAL CU
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit SALAL CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI SALAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2007 · Amount on File
Deed Sale	Jun 1, 2007 · Amount on File
Prior Sale	Sep 15, 2005
Deed Document Number	2070600153
Last Transfer Date	Jun 4, 2007
Transfer Doc	2070600349
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3203 BROWN RD, FERNDALE, WA 98248-5404
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000122
Date	Oct 4, 2022
Instrument	2022-1000122

Lender

Name	SALAL CU
Type	Credit Union
Address	LEWISVILLE, TX 75029

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3203 BROWN RD, FERNDALE, WA 98248-5404
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800245
Date	Aug 3, 2021
Instrument	2021-0800245

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3203 BROWN RD, FERNDALE, WA 98248-5404
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000601374
Date	Jun 18, 2025
Instrument	2025-0601374

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3203 BROWN RD, FERNDALE, WA 98248-5404
Document Number	2200403507
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BROWN RD FERNDALE WA 982485404, FERNDALE, WA 98248-5404

Mortgage

Document Number	2200403507
Date	Apr 29, 2020
Instrument	403507

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175-0029

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Brown Rd was $3,309.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00	$424,975 Land $341,254 Building $83,721	$424,975 Land $341,254 Building $83,721
2022		$380,738 Land $248,618 Building $132,120	$380,738 Land $248,618 Building $132,120
2021	$2,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Brown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Brown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Brown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures