3203 Bach Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3203 Bach Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,679 sqft · built 1920
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$499,400 (Dec 2023)
Tax Bill	$6,666 (2025)
Deeds & Mortgages	Dec 2023 Sale Jul 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-0005-0041-00`

Property Details

APN / Parcel Number

Primary APN	`050-0005-0041-00`
Alternative APN	`0046590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	981 sqft
2nd Floor Area	698 sqft
Upper Floors Area	698 sqft
Basement Area	1,001 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	164 ft deep x 264 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3203 BACH AVE
City	CINCINNATI
State	OH
Zip	45209-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3203 BACH AV 100 X 164.17 IRR LOT 91 MILLS & KLINES 1STSUB
Legal Subdivision	MILLS & KLINES 1STSUB
Legal Lot Number	91
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2016
Census Tract	5301

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 9, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance KEMBA CREDIT UNION INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional with PMI KEMBA CU
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	202386286
Deed Book / Page	15058 / 366
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000135822
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 8, 2023
Property Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Document Number	0000086286
Book / Page	15058 / 366
Map Reference	MB 8 VOL 2 PG 16
Instrument Date	Dec 4, 2023
Instrument	2023-0086286
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Tax	$498.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BACH AVE, CINCINNATI, OH 45209-1711

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008822
Date	Jul 31, 2017
Instrument	17-0068822

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2021
Property Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Document Number	0000135822
Book / Page	14541 / 1468
Map Reference	MB 8 VOL 2 PG 16
Instrument Date	Nov 1, 2021
Instrument	2021-0135822
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3203 BACH AVE, CINCINNATI, OH 45209-1711

Mortgage

Document Number	0000135823
Date	Nov 9, 2021
Instrument	2021-0135823

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Document Number	0000092591
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BACH AVE CINCINNATI OH 452091711, CINCINNATI, OH 45209-1711

Mortgage

Document Number	0000092591
Date	Oct 24, 2019
Book Page	014030/000749
Instrument	92591

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 5, 2019
Property Address	3203 BACH AVE, CINCINNATI, OH 45209-1711
Document Number	0000016327
Book / Page	013867 / 001433
Instrument Date	Feb 28, 2019
Instrument	16327
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 BACH AVE CINCINNATI OH 452091711, CINCINNATI, OH 45209-1711

Mortgage

Document Number	16328
Date	Mar 5, 2019
Book Page	013867/001435
Instrument	16328

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,666.00 (+3.09%)	$107,132 (-) Land $46,760 Building $60,372	$306,090 (-) Land $133,600 Building $172,490
2024	$6,466.00 (-2.18%)	$107,132 (-) Land $46,760 Building $60,372
2023	$6,610.00 (-10.72%)	$107,132 (-0.62%) Land $46,760 Building $60,372	$306,090 (-0.62%) Land $133,600 Building $172,490
2022	$7,404.00 Homeowner's exemption	$107,801 Land $28,032 Building $79,769
2020			$308,000 Land $80,090 Building $227,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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