3203 Atlantic Cir, Naples, FL 34119 Property Records

Collier County property record for 3203 Atlantic Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,529 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$54,000 (Oct 2017)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`593600 4193B16`

Property Details

APN / Parcel Number

Primary APN	`593600 4193B16`
Alternative APN	`69770001422`

Interior

Stories	1 Story
Building Area	2,529 sqft Living Area
1st Floor Area	2,529 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	448 sqft
Deck Area	765 sqft

Location & Zoning

Street Address	3203 ATLANTIC CIR
City	NAPLES
State	FL
Zip	34119-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSTONE PLAT TWO LOT 419
Legal Range	26
Legal Township	48
Legal Section	16
Legal Subdivision	RIVERSTONE PLAT 2
Legal Tract	593600
Legal Block	1
Legal Lot Number	419
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1002
Census Tract	11209

Owner

3203 Atlantic Cir is owned by a company that bought it in October 2017 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	3203 ATLANTIC CIR, NAPLES, FL 34119-8641
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Sep 13, 2013 · Amount on File
Deed Document Number	20175454416
Deed Book / Page	5436 / 2875
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 3, 2017
Property Address	3203 ATLANTIC CIR, NAPLES, FL 34119-8641
Document Number	0054362875
Book / Page	005436 / 002875
Instrument Date	Sep 28, 2017
Instrument	5454416
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4565 OSSABAW WAY NAPLES FL 341199564, NAPLES, FL 34119-9564

Mortgage

Document Number	54362887
Date	Oct 3, 2017
Book Page	005436/002887
Instrument	5454418

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Atlantic Cir was $5,723 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,393 (+2.7%)	$934,783 (-6.49%) Land $407,232 Building $527,551
2025	$5,723.00 Homeowner's exemption	$613,820	$999,698 Land $533,513 Building $466,185
2023	$5,548.00 (-2.7%) Homeowner's exemption	$579,147 (+3%)	$1,023,695 (+13.14%) Land $445,388 Building $578,307
2022	$5,702.00 Homeowner's exemption	$562,279	$904,805 Land $290,551 Building $614,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3203 Atlantic Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Atlantic Cir is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Atlantic Cir

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