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3203 38th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3203 38th St SW, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2023
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Dec 2023)
Tax Bill$3,362 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN11-45-26-05-00061.0090

Property Details

APN / Parcel Number

Primary APN11-45-26-05-00061.0090
Alternative APNs
  • 11-45-26-L2-05061.0090
  • 261145L2050610090
  • 10347524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account Number10347524
Street Address3203 38TH ST SW
CityLEHIGH ACRES
StateFL
Zip33976-4319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 5 BLK 61 PB 15 PG 97 LOT 9
Legal Range26E
Legal Township45S
Legal Section11
Legal SubdivisionLEHIGH ACRES
Legal Tract05
Legal Block61
Legal Lot Number9
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2019
Census Tract40302

Owner

3203 38th St SW is owned and occupied by two individuals who bought it in December 2023.

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3203 38TH ST SW, LEHIGH ACRES, FL 33976-4319
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
COASTAL LOANS LLC
Jan 2, 2021Warranty Deed, Transfer
SUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2023 · Amount on File
Deed SaleDec 26, 2023 · Amount on File
Prior SaleJan 2, 2021 · Amount on File
Deed Document Number2023400679
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 26, 2023
Property Address3203 38TH ST SW, LEHIGH ACRES, FL 33976-4319
Document Number0000400679
Map ReferenceMB 15 PG 97
Instrument DateDec 21, 2023
Instrument2023000400679
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 38TH ST SW, LEHIGH ACRES, FL 33976-4319

Mortgage

Document Number0000400680
DateDec 26, 2023
Instrument2023000400680
Lender
NameCOASTAL LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 2, 2021
Property Address3203 38TH ST SW, LEHIGH ACRES, FL 33976-4319
Document Number0000000593
Instrument DateDec 28, 2020
Instrument593
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanySUN NATIONAL TITLE COMPANY, SUN NAT'L TITLE CO

Transaction

AmountAmount on Record
Tax$53.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 3203 38th St SW was $3,362 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,185 (-2.26%) Land $41,547 Building $205,638$247,185 (-2.26%) Land $41,547 Building $205,638
2025$3,362.00 Homeowner's exemption$252,898$252,909 Land $40,059 Building $212,850
2023$360.00 (+14.65%)$15,191 (+49.99%) Land $15,191$15,191 (+49.99%) Land $15,191
2022$314.00$10,128 Land $10,128$10,128 Land $10,128

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3203 38th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 38th St SW is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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