Maricopa County property record for 32027 N 20th Dr, Phoenix, AZ 85085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,461 sqft · built 2006 |
| Lot Size | 0.243 acres (10,597 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Aug 2025) |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Nov 2023 Reverse Mortgage Nov 2023 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 204-12-569 |
| Primary APN | 204-12-569 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,461 sqft Living Area |
| Gross Area | 3,677 sqft |
| 1st Floor Area | 3,461 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 10,597 sqft (0.243 acres) |
| View / Lot | Cul-De-Sac |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 60 sqft |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 32027 N 20TH DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85085-7082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | SONORAN FOOTHILLS PARCEL 14-15 MCR 604-23 |
| Legal Range | 2E |
| Legal Township | 5N |
| Legal Section | 13 |
| Legal Subdivision | SONORAN FOOTHILLS PARCEL 14-15 |
| Legal Lot Number | 108 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 612000 |
32027 N 20th Dr is owned and occupied by two individuals who bought it in August 2025.
Source: Maricopa County records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Nov 9, 2023 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Aug 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Jun 19, 2009 · Amount on File |
| Deed Document Number | 2025485921 |
| Prior Transfer Date | Apr 17, 2015 |
| Prior Transfer Doc | 0000331211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Document Number | 0000580530 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 20230580530 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.18% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2015 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Document Number | 0000580531 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 20230580531 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.18% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2016 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 22, 2025 |
| Property Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Document Number | 0000485921 |
| Map Reference | MB 604 PG 23 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 20250485921 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 S TRONTERA CIR, LITCHFIELD PARK, AZ 85340-4812 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 32027 N 20TH DR, PHOENIX, AZ 85085-7082 |
| Document Number | 0000485922 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 20250485922 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 32027 N 20th Dr was $4,606.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,760 (+47.28%) | $747,600 (+5.82%) Land $149,500 Building $598,100 | |
| 2025 | $4,606.00 | $50,760 (-31.55%) | $706,500 (-4.73%) Land $141,300 Building $565,200 |
| 2024 | $74,160 | $741,600 Land $148,300 Building $593,300 | |
| 2023 | $4,457.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32027 N 20th Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32027 N 20th Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 74% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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