3202 White Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3202 White Oak Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,408 sqft · built 1972
Lot Size	0.34 acres (14,850 sqft)
Owner	Individual Name on Record
Tax Bill	$5,193 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0096760000`

Property Details

APN / Parcel Number

Primary APN	`0096760000`
Alternative APNs	`107478` `851249`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,388 sqft
2nd Floor Area	1,020 sqft
Utility Area	230 sqft
Utility Room	Utility Room
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,850 sqft (0.34 acres)
Lot Dimensions	135 ft deep x 110 ft wide
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	386 sqft
Storage Building	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	851249
Street Address	3202 WHITE OAK DR
City	TEMPLE
State	TX
Zip	76502-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	RAMBLEWOOD 2ND UNIT, BLOCK 008, LOT 0011
Legal Subdivision	RAMBLEWOOD 2ND UNIT
Legal Block	8
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	21302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3202 WHITE OAK DR, TEMPLE, TX 76502-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 23, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018
Deed Sale	Oct 23, 2018
Prior Sale	Mar 3, 2011
Deed Document Number	2018-00044388
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3202 WHITE OAK DR, TEMPLE, TX 76502-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004853
Date	Jan 31, 2020
Instrument	2020-00004853

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 23, 2018
Property Address	3202 WHITE OAK DR, TEMPLE, TX 76502-3026
Document Number	0000044388
Map Reference	CAB A SL274-B
Instrument Date	Oct 15, 2018
Instrument	2018-00044388
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 WHITE OAK DR, TEMPLE, TX 76502-3026

Mortgage

Document Number	0000044389
Date	Oct 23, 2018
Instrument	2018-00044389

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,193.00 (-6.03%) Homeowner's exemption	$368,878 Land $22,000 Building $346,878	$368,878 Land $22,000 Building $346,878
2022	$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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