San Diego County property record for 3202 San Tomas Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 1990 |
| Lot Size | 0.95 acres (4,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Dec 2013) |
| Tax Bill | $6,318 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-692-52-00 |
| Primary APN | 165-692-52-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,618 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 4,144 sqft (0.95 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3202 SAN TOMAS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-2 |
| Legal Description | LOT 127 TR 012174 |
| Legal Subdivision | DEL ORO HILLS |
| Legal Tract | 012174 |
| Legal Block | 3 |
| Legal Lot Number | 127 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 18515 |
3202 San Tomas Dr is owned and occupied by two individuals who bought it in December 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Aug 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on File |
| Deed Sale | Dec 20, 2013 · Amount on File |
| Prior Sale | Nov 22, 1995 · Amount on File |
| Deed Document Number | 2013732184 |
| Prior Transfer Date | Jun 8, 1994 |
| Prior Transfer Doc | 0000379877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000090828 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202690828 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000090828, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202690828 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000297497 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023-0297497 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000310780 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017-0310780 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000069018 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0069018 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3202 SAN TOMAS DR, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000372910 |
| Instrument Date | Aug 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3202 SAN TOMAS DR OCEANSIDE CA 920563250, OCEANSIDE, CA 92056-3250 |
| Document Number | 0000372910 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 372910 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
The 2025 property tax bill for 3202 San Tomas Dr was $6,318, up 1.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $531,402 (+2%) Land $156,282 Building $375,120 | |
| 2025 | $6,318.00 (+1.8%) | $520,983 Land $153,218 Building $367,765 |
| 2024 | $6,206.00 (+2.94%) | |
| 2023 | $6,029.00 (+1.41%) | $500,754 Land $147,269 Building $353,485 |
| 2022 | $5,945.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3202 San Tomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3202 San Tomas Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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