3202 Rancho Ln, Ardmore, OK 73401 Property Records

Carter County property record for 3202 Rancho Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Sep 2014)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15405`

Property Details

APN / Parcel Number

Primary APN	`15405`
Alternative APN	`1990-10-05S-02E-4-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,600 sqft
2nd Floor Area	400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft

Exterior Amenities

Porch	Covered Porch
Deck Area	624 sqft
Patio Area	520 sqft
Balcony Area	88 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15405
Street Address	3202 RANCHO LN
City	ARDMORE
State	OK
Zip	73401-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N/2 N/2 NW NW SE- 10 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	10
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2034
Census Tract	892700

Owner

3202 Rancho Ln is owned by an individual who bought it in September 2014.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4120 FLINTRIDGE DR, DALLAS, TX 75244-6618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Prior Sale	Aug 6, 2007 · Amount on File
Deed Book / Page	5983 / 108
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 24, 2021
Property Address	3202 RANCHO LN, ARDMORE, OK 73401-9261
Document Number	0007046/90
Book / Page	7046 / 90
Instrument Date	May 21, 2021
Instrument	2021-005605
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 FLINTRIDGE DR, DALLAS, TX 75244-6618

Mortgage

Document Number	2021005606
Date	May 24, 2021
Instrument	2021-005606

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3202 Rancho Ln was $3,121.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,963 (+5%) Land $3,600 Building $28,363	$266,356 (-3.74%) Land $30,000 Building $236,356
2025	$3,121.00 (-0.03%)	$30,441 (+50.17%) Land $3,600 Building $26,841	$276,693 (+42.42%) Land $30,000 Building $246,693
2024	$3,122.00 (+56.18%)	$20,271 (+5%) Land $3,600 Building $16,671	$194,279 (+20.76%) Land $30,000 Building $164,279
2023	$1,999.00	$19,306 Land $3,600 Building $15,706	$160,882 Land $30,000 Building $130,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3202 Rancho Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3202 Rancho Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100