Schenectady County and Rotterdam Town property record for 3202 Phillip St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 728 sqft · built 1930 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,500 (Apr 2015) |
| Tax Bill | $3,283 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.18-11-8 |
| Primary APN | 422800 48.18-11-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Porch | Slab |
| Porch Area | 250 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3202 PHILLIP ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Description | R,CRP,ADD 1.-54-21 |
| Legal Subdivision | LAND BELONGING TO P DUTCHER & CO |
| Legal Block | 11 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3202 PHILLIP ST, SCHENECTADY, NY 12306-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Book / Page | 1913 / 55 |
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 0000018969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3202 PHILLIP ST, SCHENECTADY, NY 12306-1421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3202 PHILLIP ST, SCHENECTADY, NY 12306-1421 |
| Document Number | 0000018900 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 5298/278 |
| Instrument | 202318900 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | May 1, 2045 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,283.00 (-7.02%) | ||
| 2025 | $3,531.00 | $88,000 (-) Land $10,800 Building $77,200 | $135,400 (+16.93%) Land $16,617 Building $118,783 |
| 2023 | $88,000 Land $10,800 Building $77,200 | $115,800 Land $14,212 Building $101,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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