3202 Overcup Oat Ct, Katy, TX 77449 Property Records

Harris County property record for 3202 Overcup Oat Ct, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,061 sqft · built 2023
Lot Size0.269 acres (11,712 sqft)
OwnerIndividual Name on Record
Tax Bill$10,971 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN145-704-003-0011

Property Details

APN / Parcel Number

Primary APN145-704-003-0011

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area3,061 sqft Living Area
1st Floor Area1,711 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area11,712 sqft (0.269 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1457040030011
Street Address3202 OVERCUP OAT CT
CityKATY
StateTX
Zip77449-6984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11 BLK 3 MORTON CREEK RANCH SEC 27
Legal SubdivisionMORTON CREEK RANCH SEC 27
Legal Block3
Legal Lot Number11
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2109
Census Tract542902

Owner

Source: Harris County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3202 OVERCUP OAT CT, KATY, TX 77449-6984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Aug 3, 2023Vendor's Lien, Transfer · FHA Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2023
Deed SaleAug 3, 2023
Deed Document Number2023293922
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address3202 OVERCUP OAT CT, KATY, TX 77449-6984
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 OVERCUP OAT CT, KATY, TX 77449-6984

Mortgage

Document Number0000458440
DateNov 19, 2025
Instrument2025-458440
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateAug 3, 2023
Property Address3202 OVERCUP OAT CT, KATY, TX 77449-6984
Document Number0000293922
Map ReferenceMF 698598
Instrument DateAug 1, 2023
Instrument2023-293922
Transaction TypeTransfer
Record UpdatedOct 9, 2023
Title CompanySOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 OVERCUP OAT CT, KATY, TX 77449-6984

Mortgage

Document Number0000293923
DateAug 3, 2023
Instrument2023-293923
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,169 (-5.04%) Land $73,726 Building $354,443$428,169 (-5.04%) Land $73,726 Building $354,443
2025$10,971.00 (+65.4%) Homeowner's exemption$450,893 (+867.58%) Land $73,726 Building $377,167$450,893 (+867.58%) Land $73,726 Building $377,167
2024$6,633.00 (+711.87%)
2023$46,600 Land $46,600$46,600 Land $46,600
2022$817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,172 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,172 in force
Nearby Flood Claims14 (2016–2024)
Claims Outside the SFHA7 of 14
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 432
serves 4,782 people · EPA ID TX1013378
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: AT&T, Verizon.

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