3202 Meadow Ln, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3202 Meadow Ln, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 776 sqft · built 1964
Lot Size	0.135 acres (5,883 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-025094`

Property Details

APN / Parcel Number

Primary APN	`02-025094`
Alternative APNs	`2025094` `025094`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	776 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,883 sqft (0.135 acres)
Porch	Slab
Porch Area	252 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025094
Street Address	3202 MEADOW LN
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PT OF LT 2 BLK 2 SEC 3 BREEZY POINT
Legal Subdivision	PLUM POINT BEACH
Legal Block	2
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1014
Census Tract	860502

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3202 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jun 10, 2022	Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Book / Page	6296 / 233
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3202 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9513
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9513

Mortgage

Document Number	0060110003
Date	Jun 30, 2021
Book Page	6011/3

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 10, 2022
Property Address	3202 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9513
Document Number	0062960233
Book / Page	6296 / 233
Map Reference	MB AAH 1 FO 3
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3202 MEADOW LN, CHESAPEAKE BEACH, MD 20732-9513

Mortgage

Document Number	0006296239
Date	Jun 10, 2022
Instrument	6296/239

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,133 (+21.38%)	$224,600 (+26.04%) Land $101,000 Building $123,600
2025	$2,312.00 (+29.16%)
2023	$1,790.00 Homeowner's exemption	$172,300	$178,200 Land $101,000 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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