3202 Marthas Chapel Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3202 Marthas Chapel Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,203 sqft · built 2022
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123 37.01 17123`

Property Details

APN / Parcel Number

Primary APN	`123 37.01 17123`
Alternative APN	`123 03701 00017123`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	1,943 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3202 MARTHAS CHAPEL RD
City	CUNNINGHAM
State	TN
Zip	37052-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Subdivision	KEVIN GRIFFY PROPERTY MARTHAS CHAPEL ROA
Legal Lot Number	1
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	101702

Owner

3202 Marthas Chapel Rd, a single family home, is owned by an individual.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	3202 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5117
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002128/680
Date	Aug 23, 2021
Book Page	2128/680
Instrument	1334476

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2022

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 13, 2023
Property Address	3202 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5117
Document Number	02274/2928
Book / Page	2274 / 2928
Map Reference	PL L PG 65
Instrument Date	Jan 5, 2023
Instrument	1410278
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	BANKERS T&E CLARKSVILLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3202 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5117

Mortgage

Document Number	02274/2931
Date	Jan 13, 2023
Book Page	2274/2931
Instrument	1410279

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3202 Marthas Chapel Rd was $4,897.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,897.00	$159,525	$638,100 Land $76,100 Building $562,000
2023	$269.00 (-0.37%)	$9,025 (-)	$36,100 (-) Land $36,100
2022	$270.00	$9,025	$36,100 Land $36,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3202 Marthas Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3202 Marthas Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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