Kenton County property record for 3202 Latonia Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 842 sqft · built 1928 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Sep 2021) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-10-001.00 |
| Primary APN | 056-12-10-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 842 sqft Finished Area |
| Gross Area | 1,063 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 70 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3202 LATONIA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 11 PT LOT 1 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 11 |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 61400 |
3202 Latonia Ave is owned and occupied by an individual who bought it in September 2021.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Sep 30, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Apr 1, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Mar 30, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Mar 26, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 202117 |
| Deed Book / Page | 121 / 234 |
| Prior Transfer Date | Jan 13, 1997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0005900019 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 279/259 |
| Instrument | 21093005900019 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 30, 2021 |
| Property Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0005900017 |
| Book / Page | 121 / 234 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 21093005900017 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3687 TAMBER RIDGE DR, 3687, COVINGTON, KY 41015-2500 |
| Name | Verified Name |
|---|---|
| Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0005900018 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 279/242 |
| Instrument | 21093005900018 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2021 |
| Property Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0005900009 |
| Book / Page | 81 / 552 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 21040105900009 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1727 E CRALBRAITH RD, 1727, CINCINNATI, OH 45215 |
| Name | Verified Name |
|---|---|
| Address | 3687 TAMBER RIDGE DR, COVINGTON, KY 41015-2500 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 30, 2021 |
| Property Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0005900293 |
| Book / Page | 81 / 113 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 21033005900293 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8545 DIARE HWY, 8545, WILLICMSLWY, KY 47097 |
| Name | Verified Name |
|---|---|
| Address | 1727 E GOLBETH RD, CINCINNATI, OH 45217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3202 LATONIA AVE, COVINGTON, KY 41015-1338 |
| Document Number | 0000000259 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 W 22ND ST #101 LOMBARD IL 601484877, 101, LOMBARD, IL 60148-4877 |
| Document Number | 0000000259 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 0I4106/000125 |
| Instrument | 259 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2048 |
The 2025 property tax bill for 3202 Latonia Ave was $2,398.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,000 (-) Land $10,000 Building $171,000 | $181,000 (-) Land $10,000 Building $171,000 | |
| 2025 | $2,398.00 | $181,000 Land $5,000 Building $176,000 | $181,000 Land $5,000 Building $176,000 |
| 2023 | $2,410.00 | $181,000 Land $5,000 Building $176,000 | $181,000 Land $5,000 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3202 Latonia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3202 Latonia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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