3202 Key Dr, Paducah, KY 42003 Property Records

McCracken County property record for 3202 Key Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$972 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`121-10-10-013`

Property Details

APN / Parcel Number

Primary APN	`121-10-10-013`
Alternative APN	`29964`

Location & Zoning

Account Number	29964
Street Address	3202 KEY DR
City	PADUCAH
State	KY
Zip	42003-0458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-13A-10 100X171X100X171 3202 KEY DR L6B
Legal Tract	3202
Legal Lot Number	6B
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3008
Census Tract	31000

Owner

Source: McCracken County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3202 KEY DR, PADUCAH, KY 42003-0458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000954377
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	3202 KEY DR, PADUCAH, KY 42003-0458
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 KEY DR, PADUCAH, KY 42003-0458

Mortgage

Document Number	0M1854/557
Date	Sep 26, 2025
Book Page	M1854/557
Instrument	724903

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (+25.74%) Homeowner's exemption	$145,510 (+83.26%)	$145,510 (+83.26%)
2023	$773.00 (-1.53%)	$79,400 (-)	$79,400 (-)
2022	$785.00	$79,400	$79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20