3202 Harbor View Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3202 Harbor View Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	3,090 sqft · built 2001
Lot Size	0.452 acres (19,699 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,450 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2020 Mortgage
APN	`03-7.0-36-003-000-001.072`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-003-000-001.072`

Interior

Building Area	3,090 sqft Base Area
1st Floor Area	3,090 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	19,699 sqft (0.452 acres)
Lot Dimensions	316 ft deep x 62.3 ft wide

Location & Zoning

Street Address	3202 HARBOR VIEW DR
City	SAINT JOSEPH
State	MO
Zip	64506-4567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAKE AT TWELVE OAKS PLAT 3 LOT:59 BLK:0LGL DESC:
Legal Subdivision	LAKE AT TWELVE OAKS PLAT 3
Legal Lot Number	59
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3202 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2014
Deed Sale	Jul 2, 2014
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	20146435
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	03065/0435
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3202 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3748/760
Date	May 20, 2020
Book Page	3748/760
Instrument	2020003910

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3202 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4567

Mortgage

Document Number	3752/920
Date	Sep 9, 2020
Book Page	3752/920
Instrument	2020008101

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,450.00 (+0.02%)	$96,720 (+6.65%) Land $10,450 Building $86,270	$509,040 (+6.65%) Land $55,000 Building $454,040
2024	$6,449.00 (+10.58%)
2023	$5,832.00 (-0.7%)	$90,690 (-) Land $10,450 Building $80,240	$477,290 (-) Land $55,000 Building $422,290
2022	$5,873.00	$90,690 Land $10,450 Building $80,240
2021			$477,290 Land $55,000 Building $422,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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