Montgomery County property record for 3202 Gambit Sq, Dayton, OH 45449
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,550 sqft · built 1973 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Owner Name on File |
| Last Sale | $63,000 (Sep 2004) |
| Tax Bill | $2,340 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K45 50001 0130 |
| Primary APN | K45 50001 0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 871 sqft |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Utility Building | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3202 GAMBIT SQ |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-3513 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 2 BLDG 46 HABITAT CONDOMINIUM PAR 1 |
| Legal Subdivision | HABITAT CONDO PRCL I |
| Legal Lot Number | 130 |
| Legal Unit | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50101 |
The current owner of 3202 Gambit Sq acquired it in October 2006.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3202 GAMBIT SQ, DAYTON, OH 45449-3513 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2004 · Amount on File |
| Deed Sale | Sep 13, 2004 · Amount on File |
| Prior Sale | Sep 13, 2004 · Amount on File |
| Deed Document Number | 0000105761 |
| Last Transfer Date | Oct 5, 2006 |
| Transfer Doc | 0000092867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3202 GAMBIT SQ, DAYTON, OH 45449-3513 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000076571 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-00076571 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Miami Township |
| Unified School District | Miamisburg City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,680 Land $5,510 Building $27,170 | ||
| 2024 | $2,340.00 (+2.14%) | ||
| 2023 | $2,291.00 (+38.68%) | $32,680 (+63.97%) Land $5,510 Building $27,170 | $93,380 Land $15,740 Building $77,640 |
| 2022 | $1,652.00 | $19,930 Land $3,360 Building $16,570 | |
| 2020 | $56,940 Land $9,600 Building $47,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3202 Gambit Sq in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3202 Gambit Sq is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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