3202 Fieldstone Dr, Geneva, IL 60134 Property Records

Kane County property record for 3202 Fieldstone Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,686 sqft · built 2002
Lot Size0.173 acres (7,530 sqft)
Owner2 Individual Names on Record
Last Sale$280,500 (Dec 2002)
Tax Bill$12,193 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Sep 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05-130-019

Property Details

APN / Parcel Number

Primary APN12-05-130-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
Gross Area3,814 sqft
Basement Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area7,530 sqft (0.173 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3202 FIELDSTONE DR
CityGENEVA
StateIL
Zip60134-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 MS
Legal SubdivisionFISHER FARMS NBRHD 3
Legal Block3
Legal Lot Number71
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3005
Census Tract854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3202 FIELDSTONE DR, GENEVA, IL 60134-3508
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HEARTLAND BANK & TRUST CO
Sep 12, 2020Loan Modification, Mortgage · Conventional Mortgage
HEARTLAND BK
Dec 2, 2019Loan Modification, Mortgage · Line of Credit
HEARTLAND BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2002 · Amount on Record
Deed SaleDec 20, 2002 · Amount on Record
Prior SaleJun 26, 2002 · Amount on Record
Deed Document Number2002171223
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3202 FIELDSTONE DR, GENEVA, IL 60134-3508
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038522
DateOct 3, 2025
Instrument2025K038522
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Rate8.1%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change6.1%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate14.1%

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address3202 FIELDSTONE DR, GENEVA, IL 60134-3508
Document Number0000053367
Instrument DateSep 12, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3202 FIELDSTONE DR GENEVA IL 601343508, GENEVA, IL 60134-3508

Mortgage

Document Number0000053367
DateSep 16, 2020
Instrument53367
Lender
NameHEARTLAND BK
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 15, 2025

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address3202 FIELDSTONE DR, GENEVA, IL 60134-3508
Document Number0000060737
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3202 FIELDSTONE DR GENEVA IL 601343508, GENEVA, IL 60134-3508

Mortgage

Document Number0000060737
DateDec 16, 2019
Instrument60737
Lender
NameHEARTLAND BK
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 15, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,193.00 (+11.15%) Homeowner's exemption$173,264 (+8.5%) Land $35,448 Building $137,816$520,000 (+8.5%) Land $106,387 Building $413,613
2024$159,690 (+18.38%) Land $32,671 Building $127,019$479,262 (+18.43%) Land $98,052 Building $381,209
2022$10,970.00 (+3.04%) Homeowner's exemption$134,894 (+3.86%) Land $27,598 Building $107,296$404,682 (+3.86%) Land $82,794 Building $321,888
2021$10,646.00 Homeowner's exemption$129,880 Land $26,572 Building $103,308$389,640 Land $79,716 Building $309,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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