3202 E Prairie St, Decatur, IL 62521 Property Records

Macon County property record for 3202 E Prairie St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,844 sqft · built 1975
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jun 2020)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-251-006`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-251-006`
Alternative APN	`13-18-251-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Basement Area	1,844 sqft
Unfinished Basement	1,844 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	74.7 ft deep x 135 ft wide
Garage Area	528 sqft
Deck Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041318251006
Street Address	3202 E PRAIRIE ST
City	DECATUR
State	IL
Zip	62521-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0006 B 06 LAKEVIEW HEIGHTS W 135 135X74.65
Legal Subdivision	LAKEVIEW HEIGHTS
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2022
Census Tract	1100

Owner

3202 E Prairie St is owned and occupied by an individual who bought it in June 2020.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Deed Document Number	20201962181
Deed Book / Page	4747 / 122
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 8, 2023
Property Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Document Number	004950/379
Book / Page	4950 / 379
Map Reference	BK 958 PG 103
Instrument Date	May 5, 2023
Instrument	2010632
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336

Mortgage

Document Number	0002010633
Date	May 8, 2023
Instrument	2010633

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4701/919
Date	Oct 7, 2019
Book Page	4701/919
Instrument	1952192

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 27, 2026

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1926518
Date	Nov 6, 2017
Instrument	1926518

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 24, 2022

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4701/919
Date	Oct 7, 2019
Book Page	4701/919
Instrument	1952192

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 27, 2026

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 17, 2020
Property Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336
Document Number	4747/122
Book / Page	4747 / 122
Map Reference	PB 958 PG 103
Instrument Date	Jun 11, 2020
Instrument	1962181
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E PRAIRIE ST, DECATUR, IL 62521-2336

Mortgage

Document Number	1962182
Date	Jun 17, 2020
Instrument	1962182

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

The 2025 property tax bill for 3202 E Prairie St was $3,568 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00	$44,239 Land $3,763 Building $40,476	$132,730 Land $11,290 Building $121,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3202 E Prairie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3202 E Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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