3202 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 3202 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1910
Lot Size	0.187 acres (8,131 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2023)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`110/03828-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/03828-000-000`
Alternative APN	`792426255024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	770 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,131 sqft (0.187 acres)
Lot Dimensions	139 ft deep x 58 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	356 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3202 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 5 KRYSHERS 2ND ADD PLAT 4
Legal Subdivision	KRYSHERS 2ND ADDITION PLAT 4
Legal Block	5
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1010
Census Tract	500

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORP
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORP
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD FINANCE CORP
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Sep 21, 2006	Deed of Trust, Mortgage · Conventional with PMI FIELDSTONE MTG
Sep 21, 2006	Deed of Trust, Mortgage NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	202334275
Deed Book / Page	19525 / 272
Prior Transfer Date	May 14, 1999
Prior Transfer Doc	0000109157
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jun 26, 2026
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Document Number	0000038929
Book / Page	20571 / 684
Instrument Date	Jun 26, 2026
Instrument	202638929
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E 12TH ST, DES MOINES, IA 50316-1220

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BOYD ST, DES MOINES, IA 50316-1513

Mortgage

Document Number	0000034280
Date	Jul 3, 2023
Book Page	19525/331
Instrument	2023-00034280

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BOYD ST, DES MOINES, IA 50316-1513

Mortgage

Document Number	0000034279
Date	Jul 3, 2023
Book Page	19525/313
Instrument	2023-00034279

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034278
Date	Jul 3, 2023
Book Page	19525/302
Instrument	2023-00034278

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 3, 2023
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Document Number	0000034275
Book / Page	19525 / 272
Instrument Date	Jun 28, 2023
Instrument	2023-00034275
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E 12TH ST, DES MOINES, IA 50316-1220

Mortgage

Document Number	0000034276
Date	Jul 3, 2023
Instrument	2023-00034276

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000034277
Date	Jul 3, 2023
Book Page	19525/297
Instrument	2023-00034277

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	BEAVER FALLS, PA 15010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 28, 2028

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Document Number	0000071895
Instrument Date	Sep 21, 2006
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E 12TH ST DES MOINES IA 503161220, DES MOINES, IA 50316-1220

Mortgage

Document Number	0000071895
Date	Feb 27, 2017
Book Page	016386/000022
Instrument	71895

Lender

Name	FIELDSTONE MTG
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2037

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3202 E 12TH ST, DES MOINES, IA 50316-1220
Document Number	0000065702
Instrument Date	Sep 21, 2006
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 E 12TH ST DES MOINES IA 503161220, DES MOINES, IA 50316-1220

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00	$174,400 (+15.12%) Land $34,400 Building $140,000	$174,400 (+15.12%) Land $34,400 Building $140,000
2024	$3,018.00 (+15.02%)
2023		$151,500 (+30.83%) Land $29,500 Building $122,000	$151,500 (+30.83%) Land $29,500 Building $122,000
2022		$115,800 Land $23,700 Building $92,100
2021			$115,800 Land $23,700 Building $92,100
2020	$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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