3202 Bernie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3202 Bernie Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,226 sqft · built 1977
Lot Size0.143 acres (6,212 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Aug 2018)
Tax Bill$6,659 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN166-650-08-00

Property Details

APN / Parcel Number

Primary APN166-650-08-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,226 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBlock
Construction TypeFrame
Lot Area6,212 sqft (0.143 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3202 BERNIE DR
CityOCEANSIDE
StateCA
Zip92056-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57 TR 008430
Legal SubdivisionAMERICAN HERITAGE HOMES
Legal Tract008430
Legal Block1
Legal Lot Number57
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18517

Owner

Source: San Diego County records · APN 166-650-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Apr 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 17, 2018Grant Deed, Transfer · Conventional Mortgage
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Prior SaleNov 05, 2003 · Amount on Record
Deed Document Number2018339214
Last Transfer DateMar 26, 2020
Transfer Doc0000203511
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816
Transaction TypeMortgage
Record UpdatedOct 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816

Mortgage

Document Number0000266912
DateOct 03, 2023
Instrument2023-0266912
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2020
Property Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816
Document Number0000203511
Map ReferenceMAP 8430
Instrument DateMar 26, 2020
Instrument2020-0203511
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000203512
DateApr 21, 2020
Instrument2020-0203512
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 17, 2018
Property Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816
Document Number0000339214
Map ReferenceMAP 8430
Instrument DateJul 24, 2018
Instrument2018-0339214
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3202 BERNIE DR, OCEANSIDE, CA 92056-3816
InvestorPossibly a Property Investor

Mortgage

Document Number0000339215
DateAug 17, 2018
Instrument2018-0339215
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$603,042 (+2%) Land $420,993 Building $182,049
2025$6,659.00 (+5.18%)$591,219 (+4.04%) Land $412,739 Building $178,480
2023$6,331.00 (+1.54%)$568,263 Land $396,713 Building $171,550
2022$6,235.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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