32015 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 32015 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,280 sqft · built 2012
Lot Size	0.517 acres (22,532 sqft)
Owner	Individual Name on Record
Last Sale	$401,950 (Apr 2020)
Tax Bill	$4,085 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-02-04-0-000-020.002`

Property Details

APN / Parcel Number

Primary APN	`64-02-04-0-000-020.002`
Alternative APNs	`365603` `78857`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	2,280 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,532 sqft (0.517 acres)
Lot Dimensions	337 ft deep x 66.8 ft wide
View / Lot	Waterfront / Beach
Pool Area	544 sqft
Boat Access	Boat Access
Boat House	206 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	365603
Street Address	32015 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-3789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66.8' X 337.3' LOT 41 UNIT 18 ONO ISLAND SUB SLIDE 1091-A SEC 4-T9S-R6E (WD/SURVIVORSHIP)
Legal Subdivision	ONO ISLAND,
Legal Block	U-18
Legal Lot Number	41
Legal Unit	18
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1013
Census Tract	11415

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24457 SAXSON CT, DAPHNE, AL 36526-8479
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	20201822183
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	0001822183
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 9, 2020
Property Address	32015 RIVER RD, ORANGE BEACH, AL 36561-3789
Document Number	0001822183
Map Reference	SL 1091-A
Instrument Date	Apr 8, 2020
Instrument	1822183
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24457 SGAXSON CT, LOW MOOR, VA 24457

Mortgage

Document Number	0001822184
Date	Apr 9, 2020
Instrument	1822184

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,085.00 (+2.54%)
2025	$3,984.00 (+15.01%)	$142,300 (+15.02%) Land $44,100 Building $98,200	$1,423,000 (+15.04%) Land $441,000 Building $982,000
2023	$3,464.00 (+3.43%) Homeowner's exemption	$123,720 (+3.41%)	$1,237,000 (+3.41%) Land $382,500 Building $854,500
2022	$3,349.00 (+28.02%) Homeowner's exemption	$119,640	$1,196,200 Land $390,100 Building $806,100
2021	$2,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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