Macomb County property record for 32012 Riverpoint St, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1983 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Feb 2021) |
| Tax Bill | $6,021 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-27-129-006 |
| Primary APN | 15-09-27-129-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 2,325 sqft |
| Basement Area | 2,255 sqft |
| Unfinished Basement | 2,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 169 ft deep x 116 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32012 RIVERPOINT ST |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | PELTIER'S SALT RIVER SUBDIVISION LOT 49 |
| Legal Subdivision | PELTIERS SALT RIVER SUBDIVISION |
| Legal Lot Number | 49 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 222800 |
32012 Riverpoint St is owned by a company that bought it in February 2021 and is owner-occupied.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2018 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 4, 2021 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC |
| Apr 1, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Prior Sale | Apr 1, 2020 |
| Deed Document Number | 202118603 |
| Deed Book / Page | 27395 / 429 |
| Prior Transfer Date | Mar 25, 2020 |
| Prior Transfer Doc | 0000037107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071680 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 25432/723 |
| Instrument | 8071680 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 19613 ROSEDALE ST, SAINT CLAIR SHORES, MI 48080-3387 |
| Document Number | 0000132293 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 27112/793 |
| Instrument | 2132293 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 4, 2021 |
| Property Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Document Number | 0000118603 |
| Book / Page | 27395 / 429 |
| Map Reference | LB 13 PG 3 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2118603 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32012 RIVERPOINT ST, 32012, CHESTERFIELD, MI 48047-2256 |
| Name | Verified Name |
|---|---|
| Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 1, 2020 |
| Property Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Document Number | 0000037107 |
| Book / Page | 26611 / 962 |
| Map Reference | LB 13 PG 3 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2037107 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32012 RIVERPOINT ST, 32012, CHESTERFIELD, MI 48047-2256 |
| Name | Verified Name |
|---|---|
| Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Document Number | 0000037108 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2037108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 10, 2019 |
| Property Address | 32012 RIVERPOINT ST, CHESTERFIELD, MI 48047-2256 |
| Document Number | 0000051542 |
| Book / Page | 025951 / 000003 |
| Instrument Date | May 10, 2019 |
| Instrument | 51542 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32012 RIVERPOINT ST CHESTERFIELD MI 480472256, CHESTERFIELD, MI 48047-2256 |
The 2025 property tax bill for 32012 Riverpoint St was $6,021 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,500 (+7.26%) | $399,000 (+7.26%) | |
| 2025 | $6,021.00 Homeowner's exemption | $186,000 | $372,000 |
| 2023 | $143,800 | $287,600 | |
| 2022 | $5,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32012 Riverpoint St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32012 Riverpoint St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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