Pierce County property record for 32011 48th Ave S, Roy, WA 98580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,222 sqft · built 2006 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2021) |
| Tax Bill | $6,114 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021713-1-001 |
| Primary APN | 021713-1-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,682 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 32011 48TH AVE S |
|---|---|
| City | ROY |
| State | WA |
| Zip | 98580-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 13 TOWNSHIP 17 RANGE 02 QUARTER 12 EXISTING PARCEL B OF ROS 97-08-07-0324 DESC AS COMM AT N COR SD SEC TH E 1283.78 FT TH S 333.49 FT TO POB TH S 333.49 FT TH W 1286.82 FT TO C/L OF 48TH AVE S TH N ALG SD C/L 330.35 FT TH E 1285.30 FT TO POB |
| Legal Range | 02 |
| Legal Township | 17 |
| Legal Section | 13 |
| Legal Subdivision | GOLDEN LLC |
| Legal Lot Number | B |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | ROY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 73001 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32011 48TH AVE S, ROY, WA 98580-9419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2012 · Amount on Record |
| Deed Document Number | 2021473 |
| Prior Transfer Date | Dec 28, 2011 |
| Prior Transfer Doc | 0000000414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Dec 20, 2021 |
| Property Address | 32011 48TH AVE S, ROY, WA 98580-9419 |
| Document Number | 0012200473 |
| Map Reference | DOC 970807324 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 202112200473 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MODUS TITLE LLC, MODUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,623.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10423 198TH STREET CT E, GRAHAM, WA 98338-7700 |
| Document Number | 0012200474 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202112200474 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 32011 48TH AVE S, ROY, WA 98580-9419 |
| Document Number | 2010200820 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | AEGIS LAND TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 32011 48TH AVE S ROY WA 985809419, ROY, WA 98580-9419 |
| Document Number | 2010200820 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 202010200820 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 32011 48TH AVE S, ROY, WA 98580-9419 |
| Document Number | 1808240561 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 32011 48TH AVE S ROY WA 985809419, ROY, WA 98580-9419 |
| Document Number | 1808240561 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 201808240561 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 23, 2038 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,114.00 (+6.13%) | $704,100 (+13.56%) Land $363,400 Building $340,700 | $704,100 (+13.56%) Land $363,400 Building $340,700 |
| 2025 | $5,761.00 (+0.23%) | ||
| 2024 | $5,748.00 (+0.3%) | $620,000 (-3.83%) Land $288,200 Building $331,800 | $620,000 (-3.83%) Land $288,200 Building $331,800 |
| 2023 | $5,731.00 | $644,700 Land $310,100 Building $334,600 | $644,700 Land $310,100 Building $334,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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