3201 Topaz Rd, Normal, IL 61761 Property Records

McLean County property record for 3201 Topaz Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 2003
Lot Size	0.174 acres (7,590 sqft)
Owner	Individual Name on Record
Tax Bill	$7,494 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-205-003`

Property Details

APN / Parcel Number

Primary APN	`14-24-205-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	110 ft deep x 69 ft wide
Garage Area	564 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3201 TOPAZ RD
City	NORMAL
State	IL
Zip	61761-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB LT 67
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	67
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1015
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3201 TOPAZ RD, NORMAL, IL 61761-9388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jan 13, 2017	Deed of Trust, Mortgage · ARM CEFCU
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 29, 2013
Transfer Doc	0000022934
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3201 TOPAZ RD, NORMAL, IL 61761-9388
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 TOPAZ RD, NORMAL, IL 61761-9388

Mortgage

Document Number	202500015625
Date	Oct 30, 2025
Instrument	2025-00015625

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3201 TOPAZ RD, NORMAL, IL 61761-9388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000829
Date	Jan 13, 2017
Instrument	2017-00000829

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3201 TOPAZ RD, NORMAL, IL 61761-9388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018545
Date	Nov 7, 2019
Instrument	2019-00018545

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Nov 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,291 (+21.89%) Land $24,419 Building $82,872	$321,873 (+21.89%) Land $73,257 Building $248,616
2024	$7,494.00 (+6.75%)
2023	$7,020.00	$88,025 Land $20,034 Building $67,991	$264,075 Land $60,102 Building $203,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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