3201 Stephens Rd, Raymond, WA 98577 Property Records

Pacific County property record for 3201 Stephens Rd, Raymond, WA 98577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,160 sqft · built 1950
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2019)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14082833107`

Property Details

APN / Parcel Number

Primary APN	`14082833107`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	1,440 sqft
Flooring	Covered
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	24 sqft
Deck Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	3201 STEPHENS RD
City	RAYMOND
State	WA
Zip	98577-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	140828 107
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	5
Census Block	5022
Census Tract	950200

Owner

3201 Stephens Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Pacific County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF INDIANA
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 18, 2019	Quit Claim Deed, Transfer PACIFIC COUNTY TITLE COMPANY, PACIFIC CNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Deed Document Number	20193186111
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003234301
Date	Jan 20, 2026
Instrument	3234301

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	410 MONON BLVD, CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2056

Interest

Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003210957
Date	Mar 24, 2022
Instrument	3210957

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003200595
Date	Feb 25, 2021
Instrument	3200595

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Document Number	0003192776
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3201 STEPHENS RD RAYMOND WA 985779685, RAYMOND, WA 98577-9685

Mortgage

Document Number	0003192776
Date	Apr 9, 2020
Instrument	3192776

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Apr 29, 2019
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Document Number	0003186111
Instrument Date	Apr 22, 2019
Instrument	3186111
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PACIFIC COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,672.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685

Mortgage

Document Number	0003186112
Date	Apr 29, 2019
Instrument	3186112

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PACIFIC WA
Recording Date	Apr 18, 2019
Property Address	3201 STEPHENS RD, RAYMOND, WA 98577-9685
Document Number	0003185926
Instrument Date	Apr 10, 2019
Instrument	3185926
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	PACIFIC COUNTY TITLE COMPANY, PACIFIC CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3216 STEPHENS RD RAYMOND WA 985779685, RAYMOND, WA 98577-9685

Tax Assessment & Valuation

The 2025 property tax bill for 3201 Stephens Rd was $2,597.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Unified School District	Willapa Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,300 (-) Land $56,000 Building $293,300	$349,300 (-) Land $56,000 Building $293,300
2025	$2,597.00	$349,300 (-) Land $56,000 Building $293,300	$349,300 (-) Land $56,000 Building $293,300
2024		$349,300 (+6.36%) Land $56,000 Building $293,300	$349,300 (+6.36%) Land $56,000 Building $293,300
2023	$2,519.00	$328,400 Land $56,000 Building $272,400	$328,400 Land $56,000 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3201 Stephens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3201 Stephens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLAPA VALLEY WATER DISTRICT serves 2,425 people · EPA ID WA5397100
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stephens Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures