3201 Springcrest Dr, Spring Valley (Louisville), KY 40241 Property Records

Louisville/Jefferson County Metro Government property record for 3201 Springcrest Dr, Spring Valley, KY 40241

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,250 sqft · built 1966
Lot Size	0.307 acres (13,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2020)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21153800150000`

Property Details

APN / Parcel Number

Primary APN	`21153800150000`
Alternative APNs	`153800150000` `00010960`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,250 sqft Finished Area
Basement Area	1,364 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,364 sqft (0.307 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00010960
Street Address	3201 SPRINGCREST DR
City	LOUISVILLE
State	KY
Zip	40241-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 15 SPRING VALLEY ESTATES SEC 2 PB 19 PG 19 0.3068 AC
Legal Subdivision	SPRING VALLEY ESTATES
Legal Lot Number	15
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3010
Census Tract	10318

Owner

Source: Louisville/Jefferson County Metro Government records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3201 SPRINGCREST DR, LOUISVILLE, KY 40241-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE
Mar 10, 2020	Warranty Deed, Transfer REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	202052371
Deed Book / Page	11638 / 572
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Aug 6, 2026
Property Address	3201 SPRINGCREST DR, LOUISVILLE, KY 40241-2734
Document Number	0000097136
Book / Page	19922 / 706
Instrument Date	Jul 28, 2026
Instrument	202697136
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 SPRINGCREST DR, LOUISVILLE, KY 40241-2734

Mortgage

Document Number	0000097136,
Date	Aug 6, 2026
Book Page	19922/706
Instrument	202697136

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2051

Interest

Rate	6.43%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3201 SPRINGCREST DR, SPRING VALLEY, KY 40241-2734
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117934
Date	Sep 17, 2025
Book Page	M 19464/511
Instrument	2025117934

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3201 SPRINGCREST DR, SPRING VALLEY, KY 40241-2734
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156254
Date	Jul 11, 2022
Book Page	M 18163/363
Instrument	2022156254

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3201 SPRINGCREST DR, SPRING VALLEY, KY 40241-2734
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187410
Date	Jul 29, 2021
Book Page	17542/550
Instrument	2021187410

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 10, 2020
Property Address	3201 SPRINGCREST DR, SPRING VALLEY, KY 40241-2734
Document Number	0116380572
Book / Page	011638 / 000572
Instrument Date	Feb 28, 2020
Instrument	52371
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 SPRINGCREST DR LOUISVILLE KY 402412734, LOUISVILLE, KY 40241-2734

Mortgage

Document Number	164050691
Date	Mar 10, 2020
Book Page	016405/000691
Instrument	52372

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Spring Valley City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (-3.63%)	$300,000 (-) Land $53,000 Building $247,000
2024			$300,000 (-) Land $53,000 Building $247,000
2023	$3,474.00 (-0.34%)	$300,000 (-) Land $53,000 Building $247,000	$300,000 (-) Land $53,000 Building $247,000
2022	$3,486.00	$300,000 Land $53,000 Building $247,000	$300,000 Land $53,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2015)
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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