Hernando County property record for 3201 Spanish Bayonet Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,645 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,239 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2360-1280-0130 |
| Primary APN | R13-223-16-2360-1280-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,645 sqft Living Area |
| 1st Floor Area | 2,180 sqft |
| Upper Floors Area | 1,465 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 2,180 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 3,500 sqft |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00174028 |
|---|---|
| Street Address | 3201 SPANISH BAYONET DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13 BLK 128 LOT 13 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 13 |
| Legal Block | 128 |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Sep 19, 2025 | Intrafamily Transfer, Transfer |
| Aug 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage LANGWORTHY N C SR & L TR (PT) |
| Oct 24, 2017 | Deed of Trust, Mortgage NORVAL C SR & LOIS J LANGWORTHY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2025 |
| Transfer Doc | 0046120104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 27, 2026 |
| Property Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0000058049 |
| Book / Page | 4753 / 269 |
| Instrument Date | Aug 16, 2026 |
| Instrument | 202658049 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0000058049, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 4753/269 |
| Instrument | 202658049 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0046740524 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 4674/524 |
| Instrument | 2026012756 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0046120104 |
| Book / Page | 4612 / 104 |
| Map Reference | MB 10 PG 31-43 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025065531 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Name | Verified Name |
|---|---|
| Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0036161848 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | HOME/LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3201 SPANISH BAYONET DR HERNANDO BEACH FL 346073526, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0036161848 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 003616/001848 |
| Instrument | 51837 |
| Name | LANGWORTHY N C SR & L TR (PT) |
|---|---|
| Address | 226304 LAKE LINDSEY RD, BROOKSVILLE, FL 34604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3201 SPANISH BAYONET DR, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0035210083 |
| Book / Page | 003521 / 000083 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3201 SPANISH BAYONET DR HERNANDO BEACH FL 346073526, HERNANDO BEACH, FL 34607-3526 |
| Document Number | 0035210083 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 003521/000083 |
| Instrument | 61662 |
| Name | NORVAL C SR & LOIS J LANGWORTHY |
|---|---|
| Address | 26304 LAKE LINDSEY RD, BROOKSVILLE, FL 34601-4301 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,239.00 (-7.25%) Additional exemption filed | $546,590 (+2.9%) | $850,947 (-14.53%) Land $172,515 Building $678,432 |
| 2024 | $7,805.00 (+7.94%) Additional exemption filed | $531,186 (+3%) | $995,599 (-0.91%) Land $188,836 Building $806,763 |
| 2023 | $515,715 Land $515,715 | ||
| 2022 | $7,231.00 | $1,004,745 Land $188,836 Building $815,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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