3201 Ringer Rd, Saint Louis, MO 63125 Property Records

St. Louis County property record for 3201 Ringer Rd, Saint Louis, MO 63125

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1940
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Tax Bill$2,796 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN29H-11-0982

Property Details

APN / Parcel Number

Primary APN29H-11-0982

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
Gross Area1,824 sqft
1st Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions126 ft deep x 126 ft wide
Garage Area322 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area230 sqft
Balcony Area12 sqft
Canopy96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3201 RINGER RD
CitySAINT LOUIS
StateMO
Zip63125-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCARONDELET COMMONS BLK PT 145 BDY ADJ LOT 1 29H110373 9 25 89
Legal SubdivisionCARONDELET COMMONS BLK PT 145 BDY ADJ
Legal Block145
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionLEMAY
Census Block Group3
Census Block3001
Census Tract220504

Owner

3201 Ringer Rd is owned and occupied by two individuals.

Source: St. Louis County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3201 RINGER RD, SAINT LOUIS, MO 63125-5540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FORTUNEBANK
Sep 25, 2020Loan Modification, Mortgage
AMERICAN BK/MO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address3201 RINGER RD, SAINT LOUIS, MO 63125-5540
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0252300124
DateNov 17, 2021
Book Page25230/124
Instrument2021111700723
Lender
NameFORTUNEBANK
TypeBank
AddressARNOLD, MO 63010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MO
Property Address3201 RINGER RD, SAINT LOUIS, MO 63125-5540
Document Number0244302509
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3149 RINGER RD ST LOUIS MO 631255536, ST LOUIS, MO 63125-5536

Mortgage

Document Number0244302509
DateNov 10, 2020
Book Page024430/002509
Instrument1154
Lender
NameAMERICAN BK/MO
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3201 Ringer Rd was $2,796, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictMehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,660 (-) Land $18,340 Building $26,320$235,000 (-) Land $96,500 Building $138,500
2025$2,796.00 (+2.91%)$44,660 Land $18,340 Building $26,320$235,000 Land $96,500 Building $138,500
2024$2,717.00 (+1.27%)
2023$2,683.00 (+31.01%)$40,340 (+28.88%) Land $13,260 Building $27,080$212,300 Land $69,800 Building $142,500
2022$2,048.00$31,300 Land $12,240 Building $19,060
2021$164,700 Land $64,400 Building $100,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3201 Ringer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3201 Ringer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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