3201 Ortega Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3201 Ortega Ave, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,809 sqft · built 1946
Lot Size0.358 acres (15,600 sqft)
OwnerTrust Name on File
Last Sale$1,065,000 (Aug 2016)
Tax Bill$15,483 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN177-085-003-8

Property Details

APN / Parcel Number

Primary APN177-085-003-8
Alternative APN
  • 177-085-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,809 sqft Living Area
1st Floor Area1,809 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area15,600 sqft (0.358 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3201 ORTEGA AVE
CityLAFAYETTE
StateCA
Zip94549-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRELIEZ VALLEY EST #2 LOT 56
Legal SubdivisionRELIEZ VALLEY ESTATE #2
Legal Lot Number56
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1008
Census Tract348000

Owner

3201 Ortega Ave is owner-occupied and held in a trust since June 2024.

Source: Contra Costa County records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address3201 ORTEGA AVE, LAFAYETTE, CA 94549-3224
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2016 · Amount on File
Deed SaleAug 11, 2016 · Amount on File
Deed Document Number2016161340
Last Transfer DateJun 25, 2024
Transfer Doc0000064210
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3201 ORTEGA AVE, LAFAYETTE, CA 94549-3224
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 ORTEGA AVE, LAFAYETTE, CA 94549-3224

Mortgage

Document Number0000132555
DateNov 25, 2025
Instrument2025- 132555
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Address8945 CAL CENTER DR, SACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3201 ORTEGA AVE, LAFAYETTE, CA 94549-3224
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3201 ORTEGA AVE, LAFAYETTE, CA 94549-3224

Mortgage

Document Number0000279806
DateOct 11, 2021
Instrument2021-279806
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3201 Ortega Ave was $15,483 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,260,740 (+2%) Land $947,036 Building $313,704
2025$15,483.00 Homeowner's exemption$1,236,020 Land $928,467 Building $307,553
2023$14,948.00 (+1.56%) Homeowner's exemption$1,188,025 Land $892,414 Building $295,611
2022$14,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3201 Ortega Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3201 Ortega Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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