3201 Gary Rd, Montrose, MI 48457 Property Records

Saginaw County property record for 3201 Gary Rd, Montrose, MI 48457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,184 sqft
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$4,700 (Jun 1984)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-09-4-03-1001-019`

Property Details

APN / Parcel Number

Primary APN	`20-09-4-03-1001-019`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	310 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3201 GARY RD
City	MONTROSE
State	MI
Zip	48457-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MISTEGUAY CREEK ESTATES PART OF N 1/2 OF NE FRL 1/4 & NE 1/4 OF NW FRL 1/4 SEC 3 T9N R4E
Legal Range	04E
Legal Township	09N
Legal Section	03
Legal Subdivision	MISTEGUAY CREEK ESTATES
Legal Lot Number	19
Legal Unit	19
Jurisdiction	SAGINAW MI
Township / Civil Division	MAPLE GROVE
Census Block Group	2
Census Block	2023
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3201 GARY RD, MONTROSE, MI 48457-9366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Loan Modification, Mortgage · Conventional Mortgage STATE BK
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit STATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1984 · Amount on Record
Deed Sale	Jun 29, 1984 · Amount on Record
Deed Book / Page	1643 / 1880
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	3201 GARY RD, MONTROSE, MI 48457-9366
Document Number	0000004927
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 GARY RD MONTROSE MI 484579366, MONTROSE, MI 48457-9366

Mortgage

Document Number	0000004927
Date	Mar 2, 2020
Instrument	4927

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3201 GARY RD, MONTROSE, MI 48457-9366
Document Number	0000003629
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 GARY RD MONTROSE MI 484579366, MONTROSE, MI 48457-9366

Mortgage

Document Number	0000003629
Date	Feb 14, 2020
Instrument	3629

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Maple Grove Township
Unified School District	New Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,800 (+21.28%)	$143,600 (+21.28%)
2025	$2,265.00 (+14.86%) Homeowner's exemption
2023		$59,200	$118,400
2022	$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gary Rd

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