3201 E Cumberland Rd, Bluefield, WV 24701 Property Records

Mercer County property record for 3201 E Cumberland Rd, Bluefield, WV 24701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1948
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on Record
Last Sale	$56,001 (Jun 2023)
Tax Bill	$654 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Jul 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-35-0079.0000`

Property Details

APN / Parcel Number

Primary APN	`03-35-0079.0000`
Alternative APNs	`28-03-35-0079.0000` `06131802`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	2,920 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	193 ft deep x 107 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06131802
Street Address	3201 E CUMBERLAND RD
City	BLUEFIELD
State	WV
Zip	24701-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SEC 985 E CUMB RD
Legal Lot Number	1
Jurisdiction	MERCER WV
Township / Civil Division	I
Census Block Group	3
Census Block	3016
Census Tract	2200

Owner

Source: Mercer County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK LEXINGTON
Jul 22, 2011	Deed of Trust, Mortgage POLARIS HOME FUNDONG CORP
Jun 26, 2023	Deed, Transfer
Mar 30, 2021	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK LEXINGTON
Jun 11, 2018	Special Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK
Apr 17, 2009	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER WV
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 LEAH DR, PRINCETON, WV 24739-9169
Investor	Possibly a Property Investor

Mortgage

Document Number	001370/738
Date	Apr 9, 2019
Book Page	1370/738
Instrument	760888

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank
Address	PRINCETON, WV 24740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER WV
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 GOOLMAN LN, BLUEFIELD, WV 24701-4977
Investor	Possibly a Property Investor

Mortgage

Document Number	001214/522
Date	Jul 22, 2011
Book Page	1214/522

Lender

Name	POLARIS HOME FUNDONG CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2041

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER WV
Recording Date	Jun 26, 2023
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Document Number	001127/247
Book / Page	1127 / 247
Map Reference	MB 1127 PG 2473
Instrument Date	Jun 22, 2023
Instrument	899736
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$310.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3205 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER WV
Recording Date	Mar 30, 2021
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Document Number	0001099/44
Book / Page	1099 / 44
Map Reference	MF 2740
Instrument Date	Mar 24, 2021
Instrument	826798
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000826799
Date	Mar 30, 2021
Instrument	826799

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2051

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MERCER WV
Recording Date	Jun 11, 2018
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Document Number	0001067/61
Book / Page	1067 / 61
Map Reference	PL 2740
Instrument Date	May 22, 2018
Instrument	739060
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 LEAH DR, PRINCETON, WV 24739-9169
Investor	Possibly a Property Investor

Mortgage

Document Number	0000739061
Date	Jun 11, 2018
Instrument	739061

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER WV
Recording Date	Apr 17, 2009
Property Address	3201 E CUMBERLAND RD, BLUEFIELD, WV 24701-5017
Document Number	000936/646
Book / Page	936 / 646
Instrument Date	Apr 17, 2009
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mercer County
Municipality	Bluefield City
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$654.00 (+0.93%)	$47,760 (+1.92%) Land $16,620 Building $31,140	$79,600 (+1.92%) Land $27,700 Building $51,900
2025	$648.00 (+11.72%)	$46,860 (+11.89%) Land $16,620 Building $30,240	$78,100 (+11.89%) Land $27,700 Building $50,400
2023	$580.00	$41,880 Land $7,980 Building $33,900	$69,800 Land $13,300 Building $56,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1996 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC BLUEFIELD DISTRICT private · serves 12,174 people · EPA ID WV3302835
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: GigaBeam Networks, Verizon.

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