3201 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3201 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,431 sqft · built 1967
Lot Size	0.409 acres (17,852 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Dec 2017)
Tax Bill	$903 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168C A 009`

Property Details

APN / Parcel Number

Primary APN	`168C A 009`
Alternative APN	`0000108394`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,852 sqft (0.409 acres)
Lot Dimensions	151 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000108394
Street Address	3201 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 36-38 BLK B RIDGELAND TERR PB 12 PG 17
Legal Subdivision	RIDGE LAND TERRACE
Legal Block	B
Legal Lot Number	36-38
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1016
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Feb 26, 2004 · Amount on Record
Deed Document Number	2017136
Deed Book / Page	11222 / 757
Prior Transfer Date	May 23, 2006
Prior Transfer Doc	0000000162
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Apr 16, 2026
Property Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825
Document Number	0000000006
Book / Page	14264 / 475
Instrument Date	Apr 8, 2026
Instrument	20266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825

Mortgage

Document Number	0000000006,
Date	Apr 16, 2026
Book Page	14264/475
Instrument	20266

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825

Mortgage

Document Number	0000000013
Date	Aug 20, 2024
Book Page	13681/632
Instrument	2024082000013

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 8, 2017
Property Address	3201 E 32ND ST, CHATTANOOGA, TN 37407-1825
Document Number	0000000136
Book / Page	011222 / 000757
Instrument Date	Dec 5, 2017
Instrument	136
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3201 E 32ND ST CHATTANOOGA TN 374071825, CHATTANOOGA, TN 37407-1825

Mortgage

Document Number	137
Date	Dec 8, 2017
Book Page	011222/000759
Instrument	137

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+45.41%)	$59,625 (+114.67%)	$238,500 (+114.67%) Land $42,000 Building $196,500
2024	$621.00	$27,775 (-)	$111,100 (-) Land $14,000 Building $97,100
2023	$621.00	$27,775 (-)	$111,100 (-) Land $14,000 Building $97,100
2022	$621.00	$27,775	$111,100 Land $14,000 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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