3200 Wise St, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3200 Wise St, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1938
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2026)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Foreclosure + 4 more
APN	`0091001001031`

Property Details

APN / Parcel Number

Primary APN	`0091001001031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	252 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3200 WISE ST
City	CHESAPEAKE
State	VA
Zip	23321-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	PAR A RESUB LOTS 97 & 99 PUGHSVILLE
Legal Subdivision	PUGHSVILLE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4017
Census Tract	21602

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 10, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUITY TRUST CO
Jan 20, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY TRUST CO
Mar 4, 2020	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Apr 10, 2026 · Amount on Record
Deed Document Number	202615641
Deed Book / Page	10991 / 1300
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	10120/1127
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 17, 2026
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Document Number	0000015641
Book / Page	10991 / 1300
Instrument Date	Jun 15, 2026
Instrument	202615641
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NOBLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538

Mortgage

Document Number	0000015642,
Date	Jun 17, 2026
Instrument	202615642

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 10, 2026
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Document Number	0000009018
Book / Page	10965 / 1863
Instrument Date	Mar 13, 2026
Instrument	20269018
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$27,825.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10189/1952
Date	Jul 30, 2020
Book Page	10189/1952
Instrument	200025463

Lender

Name	EQUITY TRUST CO

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 16, 2021

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 20, 2021
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Document Number	010295/602
Book / Page	10295 / 602
Instrument Date	Jan 7, 2021
Instrument	210002788
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 WIDE ST, CHESAPEAKE, VA 23321-1538

Mortgage

Document Number	0210002789
Date	Jan 20, 2021
Instrument	210002789

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 30, 2020
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Document Number	10189/1936
Book / Page	10189 / 1936
Instrument Date	Jul 27, 2020
Instrument	200025461
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 EDEN WAY N # 199, 199, CHESAPEAKE, VA 23320-2798

Mortgage

Document Number	0200025462
Date	Jul 30, 2020
Instrument	200025462

Lender

Name	EQUITY TRUST CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2020
Property Address	3200 WISE ST, CHESAPEAKE, VA 23321-1538
Document Number	10120/1127
Book / Page	10120 / 1127
Instrument Date	Feb 19, 2020
Instrument	200007014
Transaction Type	Foreclosure
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,900 (+0.83%) Land $130,000 Building $149,900	$279,900 (+0.83%) Land $130,000 Building $149,900
2025	$2,804.00 (+3.16%)	$277,600 (+7.93%) Land $120,000 Building $157,600	$277,600 (+7.93%) Land $120,000 Building $157,600
2024	$2,718.00 (+64.13%)
2023		$257,200 (+3.58%) Land $110,000 Building $147,200	$257,200 (+3.58%) Land $110,000 Building $147,200
2022		$248,300 Land $105,000 Building $143,300	$248,300 Land $105,000 Building $143,300
2019	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF SUFFOLK
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Spectrum, Verizon.

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