Chesapeake City property record for 3200 White Cedar Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,655 sqft · built 1986 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jun 2023) |
| Tax Bill | $3,825 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 5 more |
| APN | 0452001002390 |
| Primary APN | 0452001002390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,655 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Attic | Attic |
| Attic Area | 322 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 116 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 292 sqft |
| Deck Area | 308 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3200 WHITE CEDAR DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 239 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 21301 |
3200 White Cedar Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · VA Mortgage CLEAR MORTGAGE CAPITAL INC |
| Jun 27, 2023 | Warranty Deed, Transfer · VA Mortgage DOLLAR BANK FEDERAL SAVINGS BANK |
| Apr 7, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC |
| Nov 15, 2019 | Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK |
| May 10, 2019 | Special Warranty Deed, Foreclosure |
| May 10, 2019 | Special Warranty Deed, Transfer |
| Dec 27, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Prior Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 202313465 |
| Deed Book / Page | 10674 / 429 |
| Prior Transfer Date | Oct 25, 2018 |
| Prior Transfer Doc | 9977/1125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 010942/731 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 10942/731 |
| Instrument | 260003026 |
| Name | CLEAR MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 27, 2023 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 010674/429 |
| Book / Page | 10674 / 429 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 230013465 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 0230013466 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 230013466 |
| Name | DOLLAR BANK FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 7, 2020 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 10134/248 |
| Book / Page | 10134 / 248 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 200010803 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NOT AVAILABLE, 1ST CHOICE TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 200010804 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 200010804 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 15, 2019 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 10079/758 |
| Book / Page | 10079 / 758 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 190031401 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 QUAKER RIDGE CT, SUFFOLK, VA 23435-3331 |
| Document Number | 190031402 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 190031402 |
| Name | TOWNEBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 10, 2019 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 10010/1564 |
| Book / Page | 10010 / 1564 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 190011011 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 10, 2019 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 10010/1564 |
| Book / Page | 10010 / 1564 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 190011011 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 27, 2018 |
| Property Address | 3200 WHITE CEDAR DR, CHESAPEAKE, VA 23323-1053 |
| Document Number | 9977/1125 |
| Book / Page | 9977 / 1125 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 180033433 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3200 White Cedar Dr was $3,825, up 2.4% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,500 (+4.7%) Land $160,000 Building $236,500 | $396,500 (+4.7%) Land $160,000 Building $236,500 | |
| 2025 | $3,825.00 (+2.44%) | $378,700 Land $150,000 Building $228,700 | $378,700 Land $150,000 Building $228,700 |
| 2024 | $3,734.00 | ||
| 2023 | $353,800 (+5.2%) Land $130,000 Building $223,800 | $353,800 (+5.2%) Land $130,000 Building $223,800 | |
| 2022 | $3,396.00 | $336,300 Land $120,000 Building $216,300 | $336,300 Land $120,000 Building $216,300 |
| 2019 | $2,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3200 White Cedar Dr; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3200 White Cedar Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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